40729 Banks Rd, Lagrange, OH 44050 Property Records

Lorain County property record for 40729 Banks Rd, Lagrange, OH 44050

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,456 sqft · built 1977
Lot Size	4 acres (174,240 sqft)
Owner	Owner Name on Record
Tax Bill	$4,732 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-023-102-028`

Property Details

APN / Parcel Number

Primary APN	`10-00-023-102-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	1,976 sqft
2nd Floor Area	480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	1,452 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	312 sqft
Patio Area	168 sqft
Canopy	168 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	40729 BANKS RD
City	LAGRANGE
State	OH
Zip	44050-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-10-010G -055-00
Legal Subdivision	CARLISLE SEC 23
Legal Block	102
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	3
Census Block	3039
Census Tract	77100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	40529 BANKS RD, LAGRANGE, OH 44050-8701

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 7, 2014
Transfer Doc	0000497396
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	40729 BANKS RD, LAGRANGE, OH 44050-9737
Document Number	0000758424
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40729 BANKS RD LAGRANGE OH 440509737, LAGRANGE, OH 44050-9737

Mortgage

Document Number	0000758424
Date	May 1, 2020
Instrument	758424

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2045

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	40729 BANKS RD, LAGRANGE, OH 44050-9737
Document Number	0000749632
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40729 BANKS RD LAGRANGE OH 440509737, LAGRANGE, OH 44050-9737

Mortgage

Document Number	0000749632
Date	Feb 18, 2020
Instrument	749632

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 17, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	40729 BANKS RD, LAGRANGE, OH 44050-9737
Document Number	0000700819
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40729 BANKS RD LAGRANGE OH 440509737, LAGRANGE, OH 44050-9737

Mortgage

Document Number	0000700819
Date	Jan 11, 2019
Instrument	700819

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 10, 2044

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	40729 BANKS RD, LAGRANGE, OH 44050-9737
Document Number	0000701042
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40729 BANKS RD LAGRANGE OH 440509737, LAGRANGE, OH 44050-9737

Mortgage

Document Number	0000701042
Date	Jan 14, 2019
Instrument	701042

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 13, 2034

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,732.00	$109,280 (%) Land $25,880 Building $83,400	$312,230 (-) Land $73,940 Building $238,290
2024	$4,732.00 (-2.05%)	$109,281 (+20.9%) Land $25,879 Building $83,402	$312,230 (+20.9%) Land $73,940 Building $238,290
2023	$4,831.00 (+0.69%)	$90,392 (+%) Land $24,224 Building $66,168	$258,260 (-) Land $69,210 Building $189,050
2022	$4,798.00	$90,390 Land $24,220 Building $66,170
2021			$258,260 Land $69,210 Building $189,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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