4072 Saint James Dr, El Sobrante, CA 94803 Property Records

Contra Costa County property record for 4072 Saint James Dr, El Sobrante, CA 94803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,227 sqft · built 1955
Lot Size	0.164 acres (7,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Aug 2026)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`420-090-037-3`

Property Details

APN / Parcel Number

Primary APN	`420-090-037-3`
Alternative APN	`420-090-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Lot Area	7,136 sqft (0.164 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4072 SAINT JAMES DR
City	EL SOBRANTE
State	CA
Zip	94803-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2009 LOT 10 & POR LOT 9
Legal Subdivision	TRACT 2009 MONTERA
Legal Tract	2009
Legal Lot Number	10,9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	369002

Owner

Source: Contra Costa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4072 SAINT JAMES DR, EL SOBRANTE, CA 94803-2838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 10, 2026	Affidavit of Death of Trustee, Transfer
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jan 30, 2017	Quit Claim Deed Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Deed Document Number	202683720
Prior Transfer Date	Aug 4, 2026
Prior Transfer Doc	0000083719
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 10, 2026
Property Address	4072 SAINT JAMES DR, EL SOBRANTE, CA 94803-2838
Document Number	0000083720
Instrument Date	Aug 6, 2026
Instrument	202683720
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,548.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4072 SAINT JAMES DR, EL SOBRANTE, CA 94803-2838

Mortgage

Document Number	0000083721,
Date	Aug 10, 2026
Instrument	202683721

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 10, 2026
Property Address	4072 SAINT JAMES DR, EL SOBRANTE, CA 94803-2838
Document Number	0000083719
Instrument Date	Aug 4, 2026
Instrument	202683719
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4072 SAINT JAMES DR, EL SOBRANTE, CA 94803-2838
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167217
Date	Sep 13, 2017
Instrument	2017-167217

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

January 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 30, 2017
Property Address	4072 SAINT JAMES DR, EL SOBRANTE, CA 94803-2838
Document Number	0000018262
Instrument Date	Jan 14, 2017
Instrument	18262
Record Updated	Feb 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2124 KITTREDGE ST #40 BERKELEY CA 947041486, 40, BERKELEY, CA 94704-1486

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$187,235 (+2%) Land $67,518 Building $119,717
2025	$3,568.00 (+4.82%)	$183,565 (+4.04%) Land $66,195 Building $117,370
2023	$3,404.00 (+1.86%)	$176,439 Land $63,626 Building $112,813
2022	$3,342.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile.

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