4072 Prairie Ridge Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 4072 Prairie Ridge Rd, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,786 sqft · built 1991
Lot Size	0.283 acres (12,323 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Nov 2025)
Tax Bill	$5,654 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-18401-02-060`

Property Details

APN / Parcel Number

Primary APN	`10-18401-02-060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,786 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	12,323 sqft (0.283 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4072 PRAIRIE RIDGE RD
City	SAINT PAUL
State	MN
Zip	55123-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVENTRY PASS 2ND ADDITION 6 2
Legal Subdivision	COVENTRY PASS 2ND ADDITION
Legal Block	2
Legal Lot Number	60
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	3
Census Block	3006
Census Tract	60752

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4072 PRAIRIE RIDGE RD, SAINT PAUL, MN 55123-3933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Feb 22, 2000 · Amount on Record
Deed Document Number	20253700644
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4072 PRAIRIE RIDGE RD, EAGAN, MN 55123-3933
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 PRAIRIE RIDGE RD, EAGAN, MN 55123-3933

Mortgage

Document Number	0003709675
Date	Jan 26, 2026
Instrument	3709675

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4072 PRAIRIE RIDGE RD, EAGAN, MN 55123-3933
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 PRAIRIE RIDGE RD, EAGAN, MN 55123-3933

Mortgage

Document Number	0003565516
Date	Nov 7, 2022
Instrument	3565516

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Nov 18, 2025
Property Address	4072 PRAIRIE RIDGE RD, EAGAN, MN 55123-3933
Document Number	0003700644
Instrument Date	Nov 14, 2025
Instrument	3700644
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,881.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4072 PRAIRIE RIDGE RD, EAGAN, MN 55123-3933

Mortgage

Document Number	0003700646
Date	Nov 18, 2025
Instrument	3700646

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,654.00 Homeowner's exemption	$488,400 (+0.85%) Land $111,700 Building $376,700	$488,400 (+0.85%) Land $111,700 Building $376,700
2024		$484,300 Land $108,600 Building $375,700	$484,300 Land $108,600 Building $375,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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