4071 Old NC 75, Stem, NC 27581 Property Records

Granville County property record for 4071 Old NC 75, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,827 sqft · built 2020
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Aug 2023)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098000424372`

Property Details

APN / Parcel Number

Primary APN	`098000424372`
Alternative APNs	`1042283` `1104363`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,827 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1104363
Street Address	4071 OLD NC 75
City	STEM
State	NC
Zip	27581-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Subdivision	FARM
Legal Lot Number	2
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4004
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4071 OLD NC 75, STEM, NC 27581-9512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 6, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Book / Page	1958 / 255
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Aug 18, 2023
Property Address	4071 OLD NC 75, STEM, NC 27581-9512
Document Number	001958/255
Book / Page	1958 / 255
Map Reference	MB 48 PG 105
Instrument Date	Aug 4, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5118, SAINT MARYS, GA 31558-5095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4071 OLD NC 75, STEM, NC 27581-9512

Mortgage

Document Number	0001958259
Date	Aug 18, 2023
Instrument	1958/259

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Aug 6, 2020
Property Address	4071 OLD NC 75, STEM, NC 27581-9512
Document Number	1789/611
Book / Page	1789 / 611
Map Reference	MB 48 PG 105
Instrument Date	Jul 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021
Title Company	INVESTORS TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14112 BOLD RUN HILL RD, 14112, WAKE FOREST, NC 27587-8021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4071 OLD NC 75, STEM, NC 27581-9512
Investor	Possibly a Property Investor

Mortgage

Document Number	1789613
Date	Aug 6, 2020
Instrument	1789/613

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,968 (+1.05%) Land $68,978 Building $312,990
2025	$2,738.00 (+29.7%)	$377,989 (+67.92%) Land $68,978 Building $309,011	$381,968 (+1.05%) Land $68,978 Building $312,990
2024			$377,989 (+67.92%) Land $68,978 Building $309,011
2023	$2,111.00 (+0.96%)	$225,102 (-) Land $35,300 Building $189,802	$225,102 (-) Land $35,300 Building $189,802
2022	$2,091.00	$225,102 Land $35,300 Building $189,802	$225,102 Land $35,300 Building $189,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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