Polk County property record for 4071 Oaktree Dr, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,491 sqft · built 2015 |
| Lot Size | 0.193 acres (8,403 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Mar 2026) |
| Tax Bill | $7,227 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2018 Loan Modification + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 27-26-10-701302-000160 |
| Primary APN | 27-26-10-701302-000160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,491 sqft Living Area |
| Gross Area | 4,409 sqft |
| 1st Floor Area | 1,641 sqft |
| Upper Floors Area | 1,850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 8,403 sqft (0.193 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Porch Area | 560 sqft |
| Street Address | 4071 OAKTREE DR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-8403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKMONT PHASE 1 PB 148 PG 16-30 LOT 16 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | OAKMONT PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 701302 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12506 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 157 MCCANN DR, STATE COLLEGE, PA 16801-1903 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 23, 2018 | Loan Modification, Mortgage BANK OF AMERICA |
| Mar 12, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BOYD HARD MONEY LNDG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Mar 12, 2018 · Amount on Record |
| Deed Document Number | 202675441 |
| Deed Book / Page | 13938 / 647 |
| Prior Transfer Date | Jan 20, 2016 |
| Prior Transfer Doc | 0097421943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 31, 2026 |
| Property Address | 4071 OAKTREE DR, DAVENPORT, FL 33837-8403 |
| Document Number | 0000075441 |
| Book / Page | 13938 / 647 |
| Map Reference | MB 148 PG 16 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026075441 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 MCCANN DR, STATE COLLEGE, PA 16801-1903 |
| Document Number | 0013938649 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 13938/649 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 23, 2018 |
| Property Address | 4071 OAKTREE DR, DAVENPORT, FL 33837-8403 |
| Document Number | 0105561781 |
| Book / Page | 010556 / 001781 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 156188 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5200 VINELAND RD #200 ORLANDO FL 328117674, 200, ORLANDO, FL 32811-7674 |
| Investor | Possibly a Property Investor |
| Document Number | 105561781 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 010556/001781 |
| Instrument | 156188 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 355 ALHAMBRA CIR, CORAL GABLES, FL 33134-5037 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 12, 2018 |
| Property Address | 4071 OAKTREE DR, DAVENPORT, FL 33837-8403 |
| Document Number | 0104190825 |
| Book / Page | 010419 / 000825 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 52575 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,583.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | BOVEY FRST HOUSE LIVERTON |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 28, 2017 |
| Property Address | 4071 OAKTREE DR, DAVENPORT, FL 33837-8403 |
| Document Number | 0102710848 |
| Book / Page | 010271 / 000848 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 185482 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1085 W MORSE BLVD #220 WINTER PARK FL 327893796, 220, WINTER PARK, FL 32789-3796 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4071 OAKTREE DR, DAVENPORT, FL 33837-8403 |
| Document Number | 0101430741 |
| Instrument Date | May 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1177 STEPHENSON DR |
| Document Number | 0101430741 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 010143/000741 |
| Instrument | 89592 |
| Name | BOYD HARD MONEY LNDG LLC |
|---|---|
| Address | WINTER PARK, FL 32789 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,059 (-7.86%) Land $77,000 Building $438,059 | $515,059 (-7.86%) Land $77,000 Building $438,059 | |
| 2025 | $7,227.00 (-36.07%) | $558,973 (-5.77%) Land $77,000 Building $481,973 | $558,973 (-5.77%) Land $77,000 Building $481,973 |
| 2024 | $11,304.00 (+2.05%) | ||
| 2023 | $11,077.00 (+6.56%) | $593,174 (+23.35%) Land $75,000 Building $518,174 | $593,174 (+23.35%) Land $75,000 Building $518,174 |
| 2022 | $10,395.00 | $480,872 Land $75,000 Building $405,872 | $480,872 Land $75,000 Building $405,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2002–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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