4071 N Forest Lake Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4071 N Forest Lake Dr, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,331 sqft · built 2004
Lot Size4.95 acres (215,623 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Jun 2022)
Tax Bill$6,040 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN19E-18S-15-0010-00030-0010

Property Details

APN / Parcel Number

Primary APN19E-18S-15-0010-00030-0010
Alternative APNs
  • 1518S19E0010000300010
  • 1605814

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,331 sqft Living Area
Gross Area3,280 sqft
1st Floor Area2,331 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area215,623 sqft (4.95 acres)
Lot Dimensions644 ft deep x 334 ft wide
Garage TypeAttached
Garage Area629 sqft
Parking Spaces5 Parking Spaces
PorchFinished/Screened Porch
Porch Area590 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1605814
Street Address4071 N FOREST LAKE DR
CityHERNANDO
StateFL
Zip34442-2934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDRMH
Legal DescriptionFOREST LAKE PB 6 PG 139 LOT 1 BLK 3
Legal Range19E
Legal Township18S
Legal Section15
Legal SubdivisionFOREST LAKE
Legal Block3
Legal Lot Number1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2001
Census Tract450104

Owner

Source: Citrus County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4071 N FOREST LAKE DR, HERNANDO, FL 34442-2934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · VA Mortgage
MERIDIAN BANK
Jun 30, 2022Warranty Deed, Transfer
CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleJun 22, 2015 · Amount on Record
Deed Document Number202246660
Deed Book / Page3298 / 1587
Prior Transfer DateJun 11, 2004
Prior Transfer Doc0017450178
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4071 N FOREST LAKE DR, HERNANDO, FL 34442-2934
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4071 N FOREST LAKE DR, HERNANDO, FL 34442-2934
InvestorPossibly a Property Investor

Mortgage

Document Number0031862383
DateJul 21, 2021
Book Page3186/2383
Instrument2021049697
Lender
NameMERIDIAN BANK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 30, 2022
Property Address4071 N FOREST LAKE DR, HERNANDO, FL 34442-2934
Document Number0032981587
Book / Page3298 / 1587
Map ReferenceMB 6 PG 139-141
Instrument DateJun 30, 2022
Instrument2022046660
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyCITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4071 N FOREST LAKE DR, 4071, HERNANDO, FL 34442-2934

Transferred To (Grantee/Buyer)

NameVerified Name
Address4071 N FOREST LAKE DR, HERNANDO, FL 34442-2934

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,040.00 (+3.8%) Homeowner's exemption Veteran's exemption$436,797 (-8.85%)$463,698 (-3.24%) Land $91,080 Building $372,618
2024$5,819.00 (+2.29%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed$479,201 (+16.28%) Land $91,080 Building $388,121$479,201 (+16.28%) Land $91,080 Building $388,121
2023$5,689.00 (+118.14%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed$412,123 (+5.32%) Land $91,080 Building $321,043$412,123 (+5.32%) Land $91,080 Building $321,043
2022$2,608.00 Homeowner's exemption Additional exemption filed$391,293 Land $84,150 Building $307,143$391,293 Land $84,150 Building $307,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Forest Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number