Sacramento County property record for 4071 Howard St, Fair Oaks, CA 95628
| Property Type | Restaurant |
|---|---|
| Details | 3,496 sqft · built 1925 |
| Lot Size | 0.457 acres (19,885 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $15,883 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-0231-015-0000 |
| Primary APN | 244-0231-015-0000 |
|---|
| Building Area | 3,496 sqft Total Area |
|---|---|
| 1st Floor Area | 3,496 sqft |
| Lot Area | 19,885 sqft (0.457 acres) |
|---|
| Street Address | 4071 HOWARD ST |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-7138 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | SPA |
| Legal Description | LOT 4, BLK. 28, FAIR OAKS CITY, EXCEPTING THEREFROM A POR OF SD LOT 4 LYING NORTHERLY OF THE FOLLOWING DESCRIBED LINE:- |
| Legal Block | 28 |
| Legal Lot Number | 4 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 8009 |
4071 Howard St, a commercial property, is held in a trust.
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6957 EUREKA RD, GRANITE BAY, CA 95746-9646 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4071 HOWARD ST, FAIR OAKS, CA 95628-7138 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 204 RIVERSIDE AVE, ROSEVILLE, CA 95678-3146 |
| Document Number | 0000000269 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022050500269 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, CA 95814 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 4071 Howard St was $15,883.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,380,000 (+5.34%) Land $500,000 Building $880,000 | |
| 2025 | $15,883.00 | $1,310,000 Land $500,000 Building $810,000 |
| 2023 | $14,590.00 (+3.56%) | $1,200,000 Land $400,000 Building $800,000 |
| 2022 | $14,089.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4071 Howard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4071 Howard St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
May also be available: GeoLinks, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures