Hamilton County property record for 4071 E Kemper Rd, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,732 sqft · built 1987 |
| Lot Size | 0.335 acres (14,593 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $346,400 (Mar 2026) |
| Tax Bill | $3,530 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0028-0104-00 |
| Primary APN | 608-0028-0104-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 820 sqft |
| 2nd Floor Area | 912 sqft |
| Basement Area | 820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,593 sqft (0.335 acres) |
| Lot Dimensions | 189 ft deep x 94.5 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4071 E KEMPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHARONWOODS CT 94.52 X 189.93 IRR-LOT 9 SAND SUBBLK C |
| Legal Subdivision | SAND SUB |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23001 |
Source: Hamilton County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4071 E KEMPER RD, CINCINNATI, OH 45241-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Mar 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 13, 2020 | Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on Record |
| Deed Sale | Mar 12, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2020 · Amount on Record |
| Deed Document Number | 202618600 |
| Deed Book / Page | 15621 / 1672 |
| Prior Transfer Date | Jul 14, 2006 |
| Prior Transfer Doc | 0000117564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4071 E KEMPER RD, CINCINNATI, OH 45241-2116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 401 E KEMPER RD, CINCINNATI, OH 45246-3228 |
| Document Number | 0000078372 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 15517/1700 |
| Instrument | 2025-0078372 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 12, 2026 |
| Property Address | 4071 E KEMPER RD, CINCINNATI, OH 45241-2116 |
| Document Number | 0000018600 |
| Book / Page | 15621 / 1672 |
| Map Reference | MB 16 PG 74-75 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026-0018600 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4071 E KEMPER RD, CINCINNATI, OH 45241-2116 |
| Document Number | 0000018601 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2026-0018601 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 13, 2020 |
| Property Address | 4071 E KEMPER RD, CINCINNATI, OH 45241-2116 |
| Document Number | 0000080520 |
| Book / Page | 014231 / 000782 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 80520 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $848.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4071 E KEMPER RD CINCINNATI OH 452412116, CINCINNATI, OH 45241-2116 |
| Document Number | 80521 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 014231/000784 |
| Instrument | 80521 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,530.00 (+17.16%) | $74,200 (-) Land $11,760 Building $62,440 | $212,000 (-) Land $33,600 Building $178,400 |
| 2024 | $3,013.00 (-0.1%) | $74,200 (-) Land $11,760 Building $62,440 | |
| 2023 | $3,016.00 (-8.24%) | $74,200 (+14.17%) Land $11,760 Building $62,440 | $212,000 (+14.17%) Land $33,600 Building $178,400 |
| 2022 | $3,287.00 Homeowner's exemption | $64,992 Land $11,270 Building $53,722 | |
| 2020 | $185,690 Land $32,200 Building $153,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1979–2022) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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