4070 Lone Maverick Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 4070 Lone Maverick Rd, Somerset, CA 95684

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,034 sqft · built 1981
Lot Size	10.5 acres (457,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Nov 2004)
Tax Bill	$5,566 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094-180-015-000`

Property Details

APN / Parcel Number

Primary APN	`094-180-015-000`
Alternative APNs	`09418015100` `0941801510`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	457,380 sqft
Terrain	Wooded
View / Lot	Waterfront
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,034 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	4070 LONE MAVERICK RD
City	SOMERSET
State	CA
Zip	95684
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PM 12/142/C
Legal Subdivision	12-142, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2031
Census Tract	31408

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 482, MOUNT AUKUM, CA 95656-0482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 16, 2024	Transfer on Death Deed, Transfer
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Prior Sale	Jun 28, 2002 · Amount on Record
Deed Document Number	200492747
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000004805
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4070 LONE MAVERICK RD, SOMERSET, CA 95684
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012086
Date	Apr 30, 2024
Instrument	2024-0012086

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2054

Interest

Change Frequency	Monthly

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 16, 2024
Property Address	4070 LONE MAVERICK RD, SOMERSET, CA 95684
Document Number	0000004805
Map Reference	MB 12 PG 142
Instrument Date	Jan 30, 2024
Instrument	2024-0004805
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 482, MOUNT AUKUM, CA 95656-0482

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4070 LONE MAVERICK RD, SOMERSET, CA 95684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033935
Date	Aug 14, 2017
Instrument	2017-0033935

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4070 LONE MAVERICK RD, SOMERSET, CA 95684
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 LONE MAVERICK RD, SOMERSET, CA 95684

Mortgage

Document Number	0000001595
Date	Jan 11, 2021
Instrument	2021-0001595

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,500 (-) Land $146,000 Building $374,500
2025	$5,566.00 (+0.09%) Homeowner's exemption	$520,500 (-) Land $146,000 Building $374,500
2024	$5,561.00 (+0.09%)
2023	$5,556.00 (-0.34%) Homeowner's exemption	$520,500 Land $146,000 Building $374,500
2022	$5,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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