4070 Ladera Vista Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 4070 Ladera Vista Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,257 sqft · built 2002
Lot Size	2.98 acres (130,244 sqft)
Owner	Individual Name on Record
Last Sale	$1,750,000 (Oct 2023)
Tax Bill	$19,153 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-420-29-00`

Property Details

APN / Parcel Number

Primary APN	`123-420-29-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,257 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	130,244 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	4070 LADERA VISTA RD
City	FALLBROOK
State	CA
Zip	92028-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM05190
Legal Tract	5190
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1007
Census Tract	18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4070 LADERA VISTA RD, FALLBROOK, CA 92028-9432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Grant Deed, Transfer · Conventional Mortgage WEST COAST LENDING TEAM
Aug 27, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Sep 11, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Nov 1, 2013 · Amount on Record
Deed Document Number	2023274540
Prior Transfer Date	Jan 30, 2001
Prior Transfer Doc	0000060930
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2023
Property Address	4070 LADERA VISTA RD, FALLBROOK, CA 92028-9432
Document Number	0000274540
Instrument Date	Aug 23, 2023
Instrument	2023-0274540
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE OF SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 LADERA VISTA RD, FALLBROOK, CA 92028-9432

Mortgage

Document Number	0000274541
Date	Oct 10, 2023
Instrument	2023-0274541

Lender

Name	WEST COAST LENDING TEAM
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4070 LADERA VISTA RD, FALLBROOK, CA 92028-9432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000352482
Date	Aug 27, 2018
Instrument	2018-0352482

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	4070 LADERA VISTA RD, FALLBROOK, CA 92028-9432
Document Number	0000422093
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4070 LADERA VISTA RD FALLBROOK CA 920289432, FALLBROOK, CA 92028-9432

Mortgage

Document Number	0000422093
Date	Oct 11, 2018
Instrument	422093

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,820,700 (+2%) Land $1,248,480 Building $572,220
2025	$19,153.00 (+121.12%) Homeowner's exemption	$1,785,000 (+118.43%) Land $1,224,000 Building $561,000
2023	$8,662.00 (-0.03%) Homeowner's exemption	$817,179 Land $265,238 Building $551,941
2022	$8,665.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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