Okaloosa County property record for 4070 Dancing Cloud Ct, Unit 170, Destin, FL 32541 · Last verified April 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,013 sqft · built 1999 |
| Lot Size | 17 acres (775,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jan 2019) |
| Tax Bill | $770 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-8763-8 |
| Primary APN | C56-000-598-8763-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 25 Units |
| Stories | 1 Story |
| Building Area | 1,013 sqft Living Area |
| 1st Floor Area | 1,013 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Lot Area | 775,514 sqft (17 acres) |
| Street Address | 4070 DANCING CLOUD CT, 170 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3390 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | INDIAN LAKE CONDO UNIT 170 BLDG 2 |
| Legal Subdivision | INDIAN LAKE CONDO |
| Legal Block | 2 |
| Legal Lot Number | 170 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-598-8763-8
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4070 DANCING CLOUD CT, 170, DESTIN, FL 32541-3390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jan 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2019 · Amount on Record |
| Deed Sale | Jan 03, 2019 · Amount on Record |
| Prior Sale | Oct 14, 2009 · Amount on Record |
| Deed Document Number | 20193251678 |
| Deed Book / Page | 3380 / 2963 |
| Prior Transfer Date | Mar 05, 2018 |
| Prior Transfer Doc | 0033394747 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4070 DANCING CLOUD CT UNIT 170, 170, DESTIN, FL 32541-3390 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4070 DANCING CLOUD CT 170, 170, DESTIN, FL 32541-3390 |
| Document Number | 0036594150 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 3659/4150 |
| Instrument | 3602980 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Oct 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4070 DANCING CLOUD CT UNIT 170, 170, DESTIN, FL 32541-3390 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4070 DANCING CLOUD CT 170, 170, DESTIN, FL 32541-3390 |
| Document Number | 0035732664 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 3573/2664 |
| Instrument | 3488079 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 03, 2019 |
| Property Address | 4070 DANCING CLOUD CT UNIT 170, 170, DESTIN, FL 32541-3390 |
| Document Number | 0033802963 |
| Book / Page | 3380 / 2963 |
| Map Reference | OR 2672 PG 3597 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 3251678 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4008 DRIFTING SAND TRL, 4008, DESTIN, FL 32541-3364 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 221, DESTIN, FL 32540-0221 |
| Document Number | 0003251679 |
|---|---|
| Date | Jan 03, 2019 |
| Instrument | 3251679 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $770.00 (+7.54%) Homeowner's exemption | $110,806 (+5.99%) | $210,000 (+2.44%) Building $210,000 |
| 2023 | $716.00 (+3.47%) Homeowner's exemption | $104,547 (+3%) | $205,000 (+17.82%) Building $205,000 |
| 2022 | $692.00 Homeowner's exemption | $101,502 | $174,000 Building $174,000 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 43 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 576 units insured 533 under condo master policies |
| Nearby Flood Claims | 106 (1978–2020) |
| Claims Outside the SFHA | 69 of 106 |
| Most Recent Claim | Sep 2020, tidal / storm surge, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 2% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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