4070 40th St, Nitro, WV 25143 Property Records

Putnam County property record for 4070 40th St, Nitro, WV 25143

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Aug 2017)
Tax Bill	$572 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-2-0029.0000`

Property Details

APN / Parcel Number

Primary APN	`07-2-0029.0000`
Alternative APNs	`40-07-2-0029.0000` `00008095`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	85 ft deep x 51 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00008095
Street Address	4070 40TH ST
City	NITRO
State	WV
Zip	25143-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 SAUNDERS ADD
Legal Subdivision	SAUNDERS ADD
Legal Lot Number	94
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	5
Census Block	5037
Census Tract	20500

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4070 40TH ST, NITRO, WV 25143-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · FHA Mortgage VICTORIAN FINANCE LLC
Jul 10, 2019	Deed of Trust, Mortgage · FHA Mortgage VICTORIAN FINANCE LLC
Aug 14, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	20174232330004
Deed Book / Page	561 / 173
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	4070 40TH ST, NITRO, WV 25143-1319
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1167/375
Date	Aug 14, 2017
Book Page	1167/375

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company
Address	PITTSBURGH, PA 15241

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	4070 40TH ST, NITRO, WV 25143-1319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1218/61
Date	Jul 10, 2019
Book Page	1218/61
Instrument	004660190016

Lender

Name	VICTORIAN FINANCE LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Aug 14, 2017
Property Address	4070 40TH ST, NITRO, WV 25143-1319
Document Number	0561/173
Book / Page	0561 / 173
Instrument Date	Jul 28, 2017
Instrument	004232330004
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4070 40TH ST, NITRO, WV 25143-1319

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Nitro City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$572.00 (+5.54%)	$36,540 (+6.84%) Land $4,320 Building $32,220	$60,900 (+6.84%) Land $7,200 Building $53,700
2025	$542.00 (+16.56%)	$34,200 (+13.1%) Land $3,960 Building $30,240	$57,000 (+13.1%) Land $6,600 Building $50,400
2023	$465.00 (-10.58%)	$30,240 (-11.11%) Land $3,960 Building $26,280	$50,400 (-11.11%) Land $6,600 Building $43,800
2022	$520.00	$34,020 Land $8,520 Building $25,500	$56,700 Land $14,200 Building $42,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1989–2009)
Claims Outside the SFHA	8 of 14
Most Recent Claim	May 2009
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 2 claims Flooding, Severe Storms, And Landslides, Feb 2000 · 2 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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