New Castle County property record for 407 Zamora Ct, Townsend, DE 19734
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,440 sqft · built 2018 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $436,796 (Jan 2019) |
| Tax Bill | $5,442 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-012.42-022 |
| Primary APN | 14-012.42-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| 1st Floor Area | 1,799 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 407 ZAMORA CT |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Subdivision | ENCLAVE AT ODESSA |
| Legal Lot Number | 93 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 16808 |
407 Zamora Ct is owned and occupied by an individual who bought it in January 2019.
Source: New Castle County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 21, 2020 | Correction Deed ATTORNEY ONLY |
| Jan 30, 2019 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 30, 2018 | Loan Modification, Mortgage TD BK NA |
| Jan 31, 2018 | Loan Modification, Mortgage TD BK NA |
| Jan 19, 2018 | Loan Modification, Mortgage · Line of Credit TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on File |
| Deed Sale | Jan 30, 2019 · Amount on File |
| Prior Sale | Nov 26, 2012 |
| Deed Document Number | 20197357 |
| Prior Transfer Date | Oct 31, 2012 |
| Prior Transfer Doc | 0000068677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000125678 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 20211029-0125678 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Document Number | 0000043096 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 407 ZAMORA CT TOWNSEND DE 197343054, TOWNSEND, DE 19734-3054 |
| Document Number | 0000043096 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 43096 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Feb 21, 2020 |
| Property Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Document Number | 0000014600 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 14600 |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jan 30, 2019 |
| Property Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Document Number | 0000007357 |
| Map Reference | DOC20090414-0021184 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 20190130-0007357 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Document Number | 0000007361 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 20190130-0007361 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Document Number | 0000022625 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740 |
| Document Number | 0000022625 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 22625 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08034 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | May 13, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Document Number | 0000022624 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740 |
| Document Number | 0000022624 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 22624 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08034 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | May 13, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jan 19, 2018 |
| Property Address | 407 ZAMORA CT, TOWNSEND, DE 19734-3054 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 3049 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 FOULK RD WILMINGTON DE 198033740, WILMINGTON, DE 19803-3740 |
| Document Number | 0000003049 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 3049 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | 1701 MARLTON PIKE E, CHERRY HILL, NJ 08003-2390 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 18, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 407 Zamora Ct was $5,442.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,442.00 | $676,000 Land $91,900 Building $584,100 | |
| 2024 | $546,390 | ||
| 2023 | $4,776.00 | $129,300 Land $15,000 Building $114,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Zamora Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Zamora Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
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