407 Wilson Ct, Suffolk, VA 23434 Property Records

Suffolk City property record for 407 Wilson Ct, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1968
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2026)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2025 Mortgage + 3 more
APN	`35J*120`

Property Details

APN / Parcel Number

Primary APN	`35J*120`
Alternative APN	`051119000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,025 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	051119000
Street Address	407 WILSON CT
City	SUFFOLK
State	VA
Zip	23434-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-ME
Legal Description	L 120, E.SUFFOLK GARDENS
Legal Subdivision	EAST SUFFOLK GDNS
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2003
Census Tract	75601

Owner

Source: Suffolk City records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 WILSON CT, SUFFOLK, VA 23434-3335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 11, 2026	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Jan 25, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	20265842
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0000001227
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	407 WILSON CT, SUFFOLK, VA 23434-3335
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230012578
Date	Dec 4, 2023
Instrument	230012578

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.88%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	407 WILSON CT, SUFFOLK, VA 23434-3335
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 FORTUNA CENTER PLZ 803, DUMFRIES, VA 22025-1515

Mortgage

Document Number	0250008670
Date	Aug 6, 2025
Instrument	250008670

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 11, 2026
Property Address	407 WILSON CT, SUFFOLK, VA 23434-3335
Document Number	0000005842
Instrument Date	May 7, 2026
Instrument	20265842
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29,290.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 WILSON CT, SUFFOLK, VA 23434-3335

Mortgage

Document Number	0000005843,
Date	May 11, 2026
Instrument	20265843

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Mortgage

Document Number	0000005844,
Date	May 11, 2026
Instrument	20265844

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jan 25, 2022
Property Address	407 WILSON CT, SUFFOLK, VA 23434-3335
Document Number	0220001227
Instrument Date	Jan 24, 2022
Instrument	220001227
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2042 BRIANS LN, SUFFOLK, VA 23434-6310

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 29, 2021
Property Address	407 WILSON CT, SUFFOLK, VA 23434-3335
Document Number	0210021659
Instrument Date	Nov 22, 2021
Instrument	210021659
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 FORTUNA CENTER PLZ # 803, 803, DUMFRIES, VA 22025-1515

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$190,400 (+5.95%) Land $55,000 Building $135,400
2025	$2,487.00 (+7.43%)	$190,400 (+5.95%) Land $55,000 Building $135,400	$179,700 (+11.75%) Land $50,000 Building $129,700
2024	$2,315.00 (+32.13%)	$179,700 (+11.75%) Land $50,000 Building $129,700
2023	$1,752.00	$160,800 Land $50,000 Building $110,800	$160,800 Land $50,000 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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