Union County property record for 407 Willoughby Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,688 sqft · built 1930 |
| Lot Size | 549 acres (23,943,451 sqft) |
| Owner | Company Name on Record |
| Last Sale | $11,183,000 (Dec 2012) |
| Tax Bill | $2,164 (2025) |
| Deeds & Mortgages | Dec 2018 Transfer Feb 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-405-007 |
| Primary APN | 09-405-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 23,943,451 sqft (549 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 896 sqft |
| Deck Area | 120 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 407 WILLOUGHBY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | TRACT#2-5 OPCJ097-098 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20308 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 429, MONROE, NC 28111-0429 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 7, 2017 | Loan Modification, Mortgage · Line of Credit MISCELLANEOUS INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2012 · Amount on Record |
| Deed Sale | Dec 31, 2012 · Amount on Record |
| Prior Sale | Jun 26, 2009 · Amount on Record |
| Deed Document Number | 201242440 |
| Deed Book / Page | 5905 / 478 |
| Last Transfer Date | Dec 5, 2018 |
| Transfer Doc | 7279602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 6, 2018 |
| Property Address | 407 WILLOUGHBY RD, MONROE, NC 28110 |
| Document Number | 7279602 |
| Book / Page | 007279 / 000602 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 33551 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 429 MONROE NC 281110429, MONROE, NC 28111-0429 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 7, 2017 |
| Property Address | 407 WILLOUGHBY RD, MONROE, NC 28110 |
| Book / Page | 006873 / 000001 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 3537 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1916 WOLF POND RD MONROE NC 281128409, MONROE, NC 28112-8409 |
| Document Number | 68731 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 006873/000001 |
| Instrument | 3537 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 10801 MASTIN ST # 930, OVERLAND PARK, KS 66210-1677 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,375,600 (+4,210.48%) Land $19,224,600 Building $151,000 | $19,375,600 (-) Land $19,224,600 Building $151,000 | |
| 2025 | $2,164.00 (-23.59%) | $449,500 (-95.37%) Land $298,500 Building $151,000 | $19,375,600 (+99.76%) Land $19,224,600 Building $151,000 |
| 2023 | $2,832.00 | $9,699,300 Land $9,515,800 Building $183,500 | $9,699,300 Land $9,515,800 Building $183,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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