407 William St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 407 William St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,043 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jun 2022)
Tax Bill	$2,297 (2026)
Deeds & Mortgages	Jun 2022 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 242.033-2-1`

Property Details

APN / Parcel Number

Primary APN	`301301 242.033-2-1`
Alternative APNs	`130124203300020010000000` `301301 242.033-0002-001` `34135 05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,043 sqft Living Area
1st Floor Area	1,002 sqft
2nd Floor Area	1,041 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Width	52.5 ft Width
Porch	Slab
Porch Area	187 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34135 05
Street Address	407 WILLIAM ST
City	ROME
State	NY
Zip	13440-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HL 52.49X108.66IRR
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	3
Census Block	3009
Census Tract	26300

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 TURNER RIDGE RD, MARLBOROUGH, MA 01752-1725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer
Oct 4, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	202210001
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jun 22, 2022
Property Address	407 WILLIAM ST, ROME, NY 13440-4123
Document Number	0000010001
Instrument Date	Jun 8, 2022
Instrument	2022-010001
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 TURNER RIDGE RD, MARLBOROUGH, MA 01752-1725
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Oct 4, 2017
Property Address	407 WILLIAM ST, ROME, NY 13440-4123
Document Number	0000015114
Instrument Date	Sep 29, 2017
Instrument	15114
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6407 ELMER HILL RD ROME NY 134409374, ROME, NY 13440-9374

Mortgage

Document Number	15115
Date	Oct 4, 2017
Instrument	15115

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,297.00
2025		$48,900 (-) Land $8,500 Building $40,400	$115,059 (+6.78%) Land $20,000 Building $95,059
2023		$48,900 (-) Land $8,500 Building $40,400	$107,757 (+17.92%) Land $18,731 Building $89,026
2022	$3,756.00	$48,900 Land $8,500 Building $40,400	$91,385 Land $15,885 Building $75,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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