407 Whispering Ridge Ct, Colgate, WI 53017 Property Records

Washington County property record for 407 Whispering Ridge Ct, Colgate, WI 53017

Property Summary

Property Type	Single Family Home
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$895,000 (Nov 2019)
Tax Bill	$13,178 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`V10-1326013`

Property Details

APN / Parcel Number

Primary APN	`V10-1326013`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Street Address	407 WHISPERING RIDGE CT
City	COLGATE
State	WI
Zip	53017-9161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF E1/2 NW WHISPERING RIDGE LOT 13 DOC 1483907
Legal Range	19
Legal Township	09
Legal Section	34
Legal Subdivision	WHISPERING RIDGE
Legal Lot Number	13
Jurisdiction	WASHINGTON WI
Township / Civil Division	RICHFIELD
Census Block Group	4
Census Block	4012
Census Tract	460102

Owner

407 Whispering Ridge Ct is owned and occupied by an individual who bought it in November 2019.

Source: Washington County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	407 WHISPERING RIDGE CT, COLGATE, WI 53017-9161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jul 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	1483907
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON WI
Property Address	407 WHISPERING RIDGE CT, COLGATE, WI 53017-9161
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001578427
Date	May 8, 2023
Instrument	1578427

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON WI
Recording Date	Nov 7, 2019
Property Address	407 WHISPERING RIDGE CT, COLGATE, WI 53017-9161
Document Number	0001483907
Instrument Date	Aug 29, 2019
Instrument	1483907
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	KNIGHT BARRY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,685.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WHISPERING RIDGE CT, COLGATE, WI 53017-9161

Mortgage

Document Number	0001483908
Date	Nov 7, 2019
Instrument	1483908

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON WI
Recording Date	Jul 6, 2018
Property Address	407 WHISPERING RIDGE CT, COLGATE, WI 53017-9161
Document Number	0001454998
Instrument Date	Jul 3, 2018
Instrument	1454998
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 407 Whispering Ridge Ct was $13,178 with a homeowner's exemption.

Source: Washington County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Washington County
Municipality	Richfield Village
Unified School District	Germantown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,178.00 Homeowner's exemption	$849,900 Land $115,000 Building $734,900	$1,239,588 Land $167,729 Building $1,071,859
2023	$11,514.00 (+4.41%) Homeowner's exemption	$849,900 (-) Land $115,000 Building $734,900	$1,095,719 (+23.63%) Land $148,262 Building $947,457
2022	$11,028.00 Homeowner's exemption	$849,900 Land $115,000 Building $734,900	$886,289 Land $119,924 Building $766,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Whispering Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Whispering Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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