Middlesex County and Reading Town property record for 407 West St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,141 sqft · built 1977 |
| Lot Size | 0.299 acres (13,020 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Sep 2018) |
| Tax Bill | $8,334 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0105.0 |
| Primary APN | READ M:020.0-0000-0105.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,141 sqft Living Area |
| Gross Area | 2,609 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,020 sqft (0.299 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 690000000670 |
|---|---|
| Street Address | 407 WEST ST |
| City | READING |
| State | MA |
| Zip | 01867-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 WEST ST, READING, MA 01867-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 14, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2012 · Amount on Record |
| Deed Book / Page | 71618 / 588 |
| Transfer Doc | 071618-588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 407 WEST ST, READING, MA 01867-2201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73342-176 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 73342/176 |
| Instrument | 146251 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 14, 2018 |
| Property Address | 407 WEST ST, READING, MA 01867-2201 |
| Book / Page | 071618 / 000588 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 142675 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,508.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 WEST ST READING MA 018672201, READING, MA 01867-2201 |
| Document Number | 71618-588 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 071618/000588 |
| Instrument | 97385 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,334.00 (-2.26%) | $760,400 (+1.58%) Land $432,800 Building $326,700 | $868,535 (+6.26%) |
| 2025 | $8,527.00 (+1.16%) | $748,600 (+4.09%) Land $426,100 Building $322,500 | $817,380 (+6.22%) |
| 2024 | $8,429.00 (+3.23%) | $719,200 (+10.9%) Land $409,300 Building $309,900 | $769,500 |
| 2023 | $8,165.00 | $648,500 Land $369,000 Building $279,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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