407 Wesson Ave, Hudson, IA 50643 Property Records

Black Hawk County property record for 407 Wesson Ave, Hudson, IA 50643

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,188 sqft · built 2003
Lot Size	0.205 acres (8,950 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jan 2005)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8814-26-127-047`

Property Details

APN / Parcel Number

Primary APN	`8814-26-127-047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,950 sqft (0.205 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	407 WESSON AVE
City	HUDSON
State	IA
Zip	50643-9715
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINCHESTER CONDOMINIUM NO 5 UNIT 2
Legal Range	14W
Legal Township	88N
Legal Section	26
Legal Subdivision	WINCHESTER CONDOMINIUM NO 5
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2004
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	407 WESSON AVE, HUDSON, IA 50643-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 30, 2020	Deed of Trust, Mortgage · SBA Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2005 · Amount on Record
Deed Sale	Jan 27, 2005 · Amount on Record
Deed Document Number	200517984
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	407 WESSON AVE, HUDSON, IA 50643-9715
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601776
Date	Feb 11, 2026
Instrument	2026-01776

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 3, 2056

Interest

Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	407 WESSON AVE, HUDSON, IA 50643-9715
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202518907
Date	Dec 29, 2025
Instrument	2025-18907

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	PO BOX 32817, CHARLOTTE, NC 28232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 13, 2056

Interest

Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	407 WESSON AVE, HUDSON, IA 50643-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WESSON AVE, HUDSON, IA 50643-9715

Mortgage

Document Number	202100011491
Date	Nov 30, 2020
Instrument	202100011491

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 10, 2025

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,244.00 (-1.52%) Homeowner's exemption	$218,860 (-0.98%) Land $20,140 Building $198,720	$218,860 (-0.98%) Land $20,140 Building $198,720
2024	$3,294.00 (+6.46%)
2023		$221,020 (+27.04%) Land $20,140 Building $200,880	$221,020 (+27.04%) Land $20,140 Building $200,880
2022	$3,094.00 Homeowner's exemption	$173,980 Land $17,900 Building $156,080
2021			$173,980 Land $17,900 Building $156,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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