Warren County property record for 407 Welch Rd, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1963 |
| Lot Size | 0.26 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $101,000 (Feb 2020) |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-152-010-0 |
| Primary APN | 17-12-152-010-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Lot Area | 11,250 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Pole Barn | 1,120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5001277 |
|---|---|
| Street Address | 407 WELCH RD |
| City | MORROW |
| State | OH |
| Zip | 45152-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAWN LOT 43-44 |
| Legal Subdivision | HIGHLAWN |
| Legal Block | 277 |
| Legal Lot Number | 43-44 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 32300 |
Source: Warren County records · APN 17-12-152-010-0
Assessment roll updated February 9, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 WELCH RD, MORROW, OH 45152-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Feb 25, 2020 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on Record |
| Deed Sale | Feb 25, 2020 · Amount on Record |
| Prior Sale | Dec 28, 2011 · Amount on Record |
| Deed Document Number | 20206284 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 407 WELCH RD, MORROW, OH 45152-1027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 WELCH RD, MORROW, OH 45152-1027 |
| Document Number | 0000025068 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 2022-025068 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Feb 25, 2020 |
| Property Address | 407 WELCH RD, MORROW, OH 45152-1027 |
| Document Number | 0000006284 |
| Map Reference | VOL 2 PG 161 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 2020-006284 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | ELEVATED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 WELCH RD, MORROW, OH 45152-1027 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006285 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 2020-006285 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Municipality | Morrow Village |
| Unified School District | Little Miami Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,906.00 (+22.1%) | $42,320 (+37.31%) Land $17,960 Building $24,360 | $120,900 (+37.29%) Land $51,310 Building $69,590 |
| 2023 | $1,561.00 (+0.97%) Homeowner's exemption | $30,821 (-) Land $9,205 Building $21,616 | |
| 2022 | $1,546.00 Homeowner's exemption | $30,821 Land $9,205 Building $21,616 | $88,060 (-) Land $26,300 Building $61,760 |
| 2021 | $88,060 Land $26,300 Building $61,760 |
Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Nov 2024 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Little Miami Gig, T-Mobile USA.
Based on FCC filings for 184 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORROW VILLAGE PWS serves 3,360 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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