Santa Cruz County property record for 407 Webster Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 869 sqft · built 1973 |
| Lot Size | 0.617 acres (26,877 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $952,000 (Feb 2026) |
| Tax Bill | $8,070 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-343-08 |
| Primary APN | 072-343-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 869 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 26,877 sqft (0.617 acres) |
| View / Lot | Mountain |
| Garage Type | Carport |
| Garage Area | 150 sqft |
| Carport | Carport |
| Carport Area | 150 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 407 WEBSTER DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | TR 316 |
| Legal Subdivision | QUAIL HOLLOW TERRACE TR 316 |
| Legal Tract | 316 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 120600 |
Source: Santa Cruz County records · APN 072-343-08
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 WEBSTER DR, BEN LOMOND, CA 95005-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ACM INVESTOR SERVICES INC |
| Feb 05, 2026 | Grant Deed, Transfer · Conventional Mortgage SAN FRANCISCO FIRE CU |
| Jun 06, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2026 · Amount on Record |
| Deed Sale | Feb 05, 2026 · Amount on Record |
| Prior Sale | Jun 06, 2019 · Amount on Record |
| Deed Document Number | 20262608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 407 WEBSTER DR, BEN LOMOND, CA 95005-9540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9 WOODSIDE WAY, ROSS, CA 94957-9698 |
| Document Number | 0000019410 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023-0019410 |
| Name | ACM INVESTOR SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BEN LOMOND, CA 95005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 05, 2026 |
| Property Address | 407 WEBSTER DR, BEN LOMOND, CA 95005-9540 |
| Document Number | 0000002608 |
| Map Reference | MB 38 PG 69 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026-0002608 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,047.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 407 WEBSTER DR, BEN LOMOND, CA 95005-9540 |
| Document Number | 0000002609 |
|---|---|
| Date | Feb 05, 2026 |
| Instrument | 2026-0002609 |
| Name | SAN FRANCISCO FIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 06, 2019 |
| Property Address | 407 WEBSTER DR, BEN LOMOND, CA 95005-9540 |
| Document Number | 0000015434 |
| Instrument Date | May 31, 2019 |
| Instrument | 15434 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $621.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 WOODSIDE WAY #1717 ROSS CA 949579698, 1717, ROSS, CA 94957-9698 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642,873 (+2%) Land $557,536 Building $85,337 | ||
| 2025 | $8,070.00 (+7.34%) | $630,268 (+4.04%) Land $546,604 Building $83,664 | |
| 2023 | $7,518.00 (+2.41%) | $605,794 Land $525,379 Building $80,415 | $568,800 |
| 2022 | $7,341.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1995–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 153 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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