407 Watts St, Durham, NC 27701 Property Records

Durham County property record for 407 Watts St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,552 sqft · built 1920
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on Record
Last Sale	$745,000 (Apr 2017)
Tax Bill	$12,714 (2024)
Deeds & Mortgages	Jul 2021 Transfer Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0822-60-1766`

Property Details

APN / Parcel Number

Primary APN	`0822-60-1766`
Alternative APNs	`0822-60-17-6669` `082219601767` `102221`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,552 sqft Heated Area
1st Floor Area	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Porch	Porch
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	407 WATTS ST
City	DURHAM
State	NC
Zip	27701-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-DUKE B L NORTH DRHM/ BLK:04/LT#03-05 INCL PT PL:00005B-000102
Legal Subdivision	PROP-DUKE B L NORTH DRHM
Legal Block	4
Legal Lot Number	3,5
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3029
Census Tract	302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Trinity Historic District listed 1986 · 383 contributing resources · NRIS 86000672

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	407 WATTS ST, DURHAM, NC 27701-1719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Intrafamily Transfer, Transfer
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Aug 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR
Apr 10, 2017	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Oct 14, 1999 · Amount on Record
Deed Document Number	201711694
Deed Book / Page	8160 / 31
Last Transfer Date	Oct 31, 2024
Transfer Doc	0102020869
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Jul 1, 2021
Property Address	407 WATTS ST, DURHAM, NC 27701-1719
Document Number	0093830533
Book / Page	9383 / 533
Map Reference	MB 5B PG 102
Instrument Date	Jun 28, 2021
Instrument	2021033418
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	407 WATTS ST, DURHAM, NC 27701-1719

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	407 WATTS ST, DURHAM, NC 27701-1719
Document Number	0084820827
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WATTS ST DURHAM NC 277011719, DURHAM, NC 27701-1719

Mortgage

Document Number	0084820827
Date	Aug 6, 2018
Book Page	008482/000827
Instrument	27489

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 4, 2017
Property Address	407 WATTS ST, DURHAM, NC 27701-1719
Document Number	0082420343
Book / Page	008242 / 000343
Instrument Date	Aug 3, 2017
Instrument	27272
Transaction Type	Construction Loan
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WATTS ST DURHAM NC 277011719, DURHAM, NC 27701-1719

Mortgage

Document Number	82420343
Date	Aug 4, 2017
Book Page	008242/000343
Instrument	27272

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 10, 2017
Property Address	407 WATTS ST, DURHAM, NC 27701-1719
Document Number	0081600031
Book / Page	008160 / 000031
Instrument Date	Apr 7, 2017
Instrument	11694
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 WATTS ST DURHAM NC 277011719, DURHAM, NC 27701-1719

Mortgage

Document Number	81600034
Date	Apr 10, 2017
Book Page	008160/000034
Instrument	11695

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,282,619 (+77.32%) Land $371,475 Building $911,144	$1,282,619 (+77.32%) Land $371,475 Building $911,144
2024	$12,714.00 (+34.2%)
2023	$9,474.00 (+2.34%)	$723,326 Land $127,400 Building $595,926	$723,326 Land $127,400 Building $595,926
2022	$9,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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