407 Washington St, Findlay, OH 45840 Property Records

Hancock County property record for 407 Washington St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,582 sqft · built 1910
Lot Size	0.253 acres (10,999 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Aug 2026)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-134-09-002.000`

Property Details

APN / Parcel Number

Primary APN	`1010-134-09-002.000`
Alternative APN	`600000315100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,582 sqft Living Area
1st Floor Area	930 sqft
2nd Floor Area	480 sqft
Basement Area	930 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	200 ft deep x 55 ft wide
Porch	Slab
Porch Area	260 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 WASHINGTON ST
City	FINDLAY
State	OH
Zip	45840-3434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANCE ADD LOT 624 & W5FT LOT 625
Legal Subdivision	VANCE ADD
Legal Lot Number	624,6
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1031
Census Tract	901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Findlay Downtown Historic District listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

407 Washington St is owned by an individual who bought it in August 2026.

Source: Hancock County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	18595 COUNTY ROAD 109, ARCADIA, OH 44804-9753
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer FLAG CITY TITLE
Dec 8, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage HANCOCK FCU
Apr 5, 2023	Warranty Deed, Transfer GOLDEN KEY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Dec 8, 2023 · Amount on File
Deed Document Number	20266578
Deed Book / Page	2632 / 2016
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 31, 2026
Property Address	407 WASHINGTON ST, FINDLAY, OH 45840-3434
Document Number	0000006578
Book / Page	2632 / 2016
Instrument Date	Aug 24, 2026
Instrument	20266578
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount on Record
Tax	$51,207.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18595 COUNTY ROAD 109, ARCADIA, OH 44804-9753

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 8, 2023
Property Address	407 WASHINGTON ST, FINDLAY, OH 45840-3434
Document Number	02607/3525
Book / Page	2607 / 3525
Map Reference	VOL 1 PG 10
Instrument Date	Dec 4, 2023
Instrument	202300008135
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WASHINGTON ST, FINDLAY, OH 45840-3434

Mortgage

Document Number	202300008136
Date	Dec 8, 2023
Instrument	202300008136

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	407 WASHINGTON ST, FINDLAY, OH 45840-3434
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02604/2569
Date	Jul 14, 2023
Book Page	2604/2569
Instrument	202300004636

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 5, 2023
Property Address	407 WASHINGTON ST, FINDLAY, OH 45840-3434
Document Number	0002602/10
Book / Page	2602 / 10
Map Reference	VOL 1 PG 10
Instrument Date	Mar 31, 2023
Instrument	202300002057
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20853 TOWNSHIP ROAD 209, ALVADA, OH 44802-9618

Tax Assessment & Valuation

The 2025 property tax bill for 407 Washington St was $1,129, up 12.2% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00 (+12.23%) Homeowner's exemption	$36,840 (+30.08%) Land $5,860 Building $30,980	$105,230 Land $16,730 Building $88,500
2024	$1,006.00 (+1.41%)	$28,320 (+1.54%) Land $4,500 Building $23,820
2023	$992.00 (+0.4%) Homeowner's exemption	$27,890 (-) Land $4,500 Building $23,390
2022	$988.00 Homeowner's exemption	$27,890 Land $4,500 Building $23,390	$80,940 Land $12,870 Building $68,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 407 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	10 (2007–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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