407 Washington St, Bakersfield, CA 93307 Property Records

Kern County property record for 407 Washington St, Bakersfield, CA 93307

Property Summary

Property Type	Duplex
Details	6 bd · 1 ba · 2,052 sqft · built 1984
Lot Size	0.268 acres (11,660 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2018)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-091-10-00-4`

Property Details

APN / Parcel Number

Primary APN	`140-091-10-00-4`
Alternative APNs	`140-091-10-9` `1400911000` `14009110`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	1,026 sqft
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	11,660 sqft (0.268 acres)
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Account Number	140091109
Street Address	407 WASHINGTON ST
City	BAKERSFIELD
State	CA
Zip	93307-2431
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	PARCEL MAP 2300 , LOT 1
Legal Subdivision	UNINCORPORATED AREA
Legal Tract	2300
Legal Block	2
Legal Lot Number	1
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2003
Census Tract	2302

Owner

407 Washington St, a duplex, is owned and occupied by an individual who bought it in March 2018.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	407 WASHINGTON ST, BAKERSFIELD, CA 93307-2431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 29, 2018	Grant Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Jun 3, 2005 · Amount on File
Deed Document Number	201837526
Prior Transfer Date	May 31, 2005
Prior Transfer Doc	0000143813
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	407 WASHINGTON ST, BAKERSFIELD, CA 93307-2431
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	PLACER TITLE ER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407-411 WASHINGTON ST, BAKERSFIELD, CA 93307

Mortgage

Document Number	0000122249
Date	Oct 5, 2023
Instrument	223122249

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	407 WASHINGTON ST, BAKERSFIELD, CA 93307-2431
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 AND 411 WASHINGTON S, BAKERSFIELD, CA 93307-2431

Mortgage

Document Number	0000055995
Date	Mar 26, 2021
Instrument	221055995

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 29, 2018
Property Address	407 WASHINGTON ST, BAKERSFIELD, CA 93307-2431
Document Number	0000037526
Map Reference	MB14 PG30
Instrument Date	Feb 20, 2018
Instrument	0218037526
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WASHINGTON ST, BAKERSFIELD, CA 93307-2431

Mortgage

Document Number	0000037527
Date	Mar 29, 2018
Instrument	0218037527

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 407 Washington St was $4,328.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$208,899 (+2%) Land $46,420 Building $162,479
2025	$4,328.00	$204,804 Land $45,510 Building $159,294
2023	$4,100.00 (+5.89%)	$196,853 Land $43,744 Building $153,109
2022	$3,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile, Verizon.

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