Clay County property record for 407 Waller Ave, Excelsior Springs, MO 64024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1963 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,700 (Apr 2023) |
| Tax Bill | $2,181 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-310-00-19-005.00 |
| Primary APN | 12-310-00-19-005.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 988 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 138 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 407 WALLER AVE |
|---|---|
| City | EXCELSIOR SPRINGS |
| State | MO |
| Zip | 64024-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARMOUR PLACE LT 192 193 & 194 & S 10 LT 191 |
| Legal Range | 30W |
| Legal Township | 52N |
| Legal Section | 02 |
| Legal Subdivision | ARMOUR PLACE |
| Legal Lot Number | 191 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | FISHING RIVER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21703 |
407 Waller Ave is owned and occupied by two individuals who bought it in April 2023.
Source: Clay County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 WALLER AVE, EXCELSIOR SPRINGS, MO 64024-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST CAPITAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on File |
| Deed Sale | Apr 18, 2023 · Amount on File |
| Prior Sale | Oct 6, 2022 |
| Deed Document Number | 20238644 |
| Deed Book / Page | 9547 / 58 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 407 WALLER AVE, EXCELSIOR SPRINGS, MO 64024-1715 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 407 WALLER AVE, EXCELSIOR SPRINGS, MO 64024-1715 |
| Document Number | 0000008625 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 9547/41 |
| Instrument | 2023008625 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 407 WALLER AVE, EXCELSIOR SPRINGS, MO 64024-1715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | ATC |
| Name | Verified Name |
|---|
| Document Number | 0000025801 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 8493/140 |
| Instrument | 2019025801 |
| Name | MIDWEST CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LIBERTY, MO 64068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 407 Waller Ave was $2,181.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Excelsior Springs City |
| Unified School District | Excelsior Springs 40 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,181.00 | $31,460 | $165,579 |
| 2023 | $1,917.00 | $27,510 | $144,789 |
| 2019 | $1,401.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Waller Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 Waller Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EXCELSIOR SPRINGS PWS serves 11,084 people · EPA ID MO1010261 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Mercury Fiber.
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