407 Wallace Ave, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 407 Wallace Ave, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1923
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$161,900 (Feb 2026)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Dec 2005 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-409-003`

Property Details

APN / Parcel Number

Primary APN	`06-14-409-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	44 ft deep x 55 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 WALLACE AVE
City	KALAMAZOO
State	MI
Zip	49048-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	19698 ELDERS SUBDIVISION LOT 3, AS RECORDED IN LIBER 6 OF PLATS, PAGE 2, KALAMAZOO COUNTY RECORDS.
Legal Subdivision	ELDERS SUB
Legal Lot Number	3
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2008
Census Tract	100

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	734 W KILGORE RD, 202, KALAMAZOO, MI 49008-3638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
May 10, 2024	Deed, Transfer · Stand-Alone First Mortgage CASARI ENTERPRISES INC
Sep 1, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	May 10, 2024 · Amount on File
Deed Document Number	20262449
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	2022028511
Record Updated	Oct 29, 2026

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	407 WALLACE AVE, KALAMAZOO, MI 49048-2086
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005060214
Date	Dec 19, 2005
Instrument	2005-060214

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2035

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Feb 2, 2026
Property Address	407 WALLACE AVE, KALAMAZOO, MI 49048-2086
Document Number	2026002449
Map Reference	LB 6 PG 2
Instrument Date	Jan 23, 2026
Instrument	2026-002449
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16575 DOE DR NE, CEDAR SPRINGS, MI 49319-8155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WALLACE AVE, KALAMAZOO, MI 49048-2086

Mortgage

Document Number	2026002450
Date	Feb 2, 2026
Instrument	2026-002450

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 10, 2024
Property Address	407 WALLACE AVE, KALAMAZOO, MI 49048-2086
Document Number	2024013298
Map Reference	LB 6 PG 2
Instrument Date	Apr 16, 2024
Instrument	2024-013298
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PHILLIPS BLVD, TRENTON, NJ 08618-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6575 DOE DRIVE NE, CEDAR SPRINGS, MI 49319

Mortgage

Document Number	2024013344
Date	May 10, 2024
Instrument	2024-013344

Lender

Name	CASARI ENTERPRISES INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 1, 2022
Property Address	407 WALLACE AVE, KALAMAZOO, MI 49048-2086
Document Number	2022028511
Map Reference	LB 6 PG 2
Instrument Date	Aug 25, 2022
Instrument	2022-028511
Transaction Type	Foreclosure
Record Updated	Sep 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PHILLIPS BLVD, EWING, NY

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,300 (+5.52%)	$72,600 (+5.52%)
2025	$2,378.00 (+143.15%) Homeowner's exemption	$34,400 (+29.81%)	$68,800 (+29.81%)
2024	$978.00 (+22.1%)
2023		$26,500	$53,000
2019	$801.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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