St. Louis County property record for 407 Wallace Ave, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,284 sqft · built 1916 |
| Lot Size | 0.278 acres (12,129 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,035,000 (Aug 2025) |
| Tax Bill | $11,312 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4600-00370 |
| Primary APN | 010-4600-00370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,284 sqft Gross Area |
| 1st Floor Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Lot Area | 12,129 sqft (0.278 acres) |
| Garage Area | 447 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1184757 |
|---|---|
| Street Address | 407 WALLACE AVE |
| City | DULUTH |
| State | MN |
| Zip | 55812-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF BLOCK 4, WILLARD'S ADDITION TODULUTH AND OF BLOCK 2, IDLEWILD DIVISION OFDULUTH, INCLUDING THE VACATED ALLEY, |
| Legal Subdivision | WILLARDS ADDITION TO DULUTH |
| Legal Block | 2,4 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1000 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 WALLACE AVE, DULUTH, MN 55812-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| May 7, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Nov 8, 2018 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Jun 1, 2012 · Amount on Record |
| Deed Document Number | 20251092841 |
| Prior Transfer Date | Jun 28, 2021 |
| Prior Transfer Doc | 0001043619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 407 WALLACE AVE, DULUTH, MN 55812-1529 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001038882 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 1038882 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 407 WALLACE AVE, DULUTH, MN 55812-1529 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0001010169 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 1010169 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 8, 2018 |
| Property Address | 407 WALLACE AVE, DULUTH, MN 55812-1529 |
| Document Number | 0001004808 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 1004808 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 WALLACE AVE DULUTH MN 558121529, DULUTH, MN 55812-1529 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,312.00 (+4.8%) Homeowner's exemption | ||
| 2025 | $10,794.00 (+0.78%) Homeowner's exemption | $897,100 (+21.89%) Land $146,400 Building $750,700 | $897,100 (+21.89%) Land $146,400 Building $750,700 |
| 2024 | $10,710.00 | $736,000 (+17.4%) Land $85,300 Building $650,700 | $736,000 (+17.4%) Land $85,300 Building $650,700 |
| 2022 | $626,900 Land $74,800 Building $552,100 | $626,900 Land $74,800 Building $552,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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