407 W William St, Delaware, OH 43015 Property Records

Delaware County property record for 407 W William St, Delaware, OH 43015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,670 sqft · built 1901
Lot Size0.202 acres (8,799 sqft)
OwnerIndividual Name on Record
Last Sale$341,000 (Feb 2025)
Tax Bill$4,187 (2025)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN519-344-07-001-000

Property Details

APN / Parcel Number

Primary APN519-344-07-001-000
Alternative APN
  • 140264.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,670 sqft Living Area
Gross Area2,088 sqft
1st Floor Area835 sqft
Upper Floors Area835 sqft
Basement Area418 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions160 ft deep x 55 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area468 sqft
Deck Area400 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerConnected

Location & Zoning

Street Address407 W WILLIAM ST
CityDELAWARE
StateOH
Zip43015-2460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANDS 19 5 3 2
Legal SubdivisionUSM LANDS
Legal Lot Number2
JurisdictionDELAWARE OH
Township / Civil DivisionDELAWARE CITY
Census Block Group4
Census Block4000
Census Tract10520

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 6577, CAROL STREAM, IL 60197-6577
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 7, 2023Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY
Jul 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2025 · Amount on Record
Deed SaleFeb 21, 2025 · Amount on Record
Prior SaleMar 7, 2023 · Amount on Record
Deed Document Number20253605
Deed Book / Page2140 / 572
Record UpdatedOct 29, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OH
Recording DateFeb 21, 2025
Property Address407 W WILLIAM ST, DELAWARE, OH 43015-2460
Document Number0000003605
Book / Page2140 / 572
Instrument DateFeb 4, 2025
Instrument202500003605
Transaction TypeTransfer
Record UpdatedApr 7, 2026
Title CompanyTITLE CONNECT AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6577, CAROL STREAM, IL 60197-6577

Mortgage

Document Number0000003606
DateFeb 21, 2025
Instrument202500003606
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OH
Recording DateMar 7, 2023
Property Address407 W WILLIAM ST, DELAWARE, OH 43015-2460
Document Number0000004212
Book / Page2019 / 942
Instrument DateFeb 24, 2023
Instrument202300004212
Transaction TypeTransfer
Record UpdatedApr 7, 2026
Title CompanyALLODIAL TITLE, ALLODIAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 W WILLIAM ST, DELAWARE, OH 43015-2460

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address407 W WILLIAM ST, DELAWARE, OH 43015-2460

Mortgage

Document Number0000004213
DateMar 7, 2023
Instrument202300004213
Lender
NameRUOFF MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Property Address407 W WILLIAM ST, DELAWARE, OH 43015-2460
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017762
DateJul 9, 2018
Book Page1581/252
Instrument2018-00017762
Lender
NameHUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDelaware County
MunicipalityDelaware City
Unified School DistrictDelaware City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,187.00 (+16.37%)$84,010 (+10.5%) Land $15,790 Building $68,220$240,000 (+10.5%) Land $45,100 Building $194,900
2024$3,598.00 (-2.36%) Homeowner's exemption$76,030 (-) Land $15,790 Building $60,240
2023$3,685.00$76,030 Land $15,790 Building $60,240$217,200 Land $45,100 Building $172,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELAWARE CITY PWS
serves 43,895 people · EPA ID OH2100311
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on W William St

Nearby Streets

Search Property Records by Address or Parcel Number