407 W Roe St, Buchanan, MI 49107 Property Records

Berrien County property record for 407 W Roe St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1940
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2024)
Tax Bill	$3,020 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-3050-0007-00-8`

Property Details

APN / Parcel Number

Primary APN	`58-3050-0007-00-8`
Alternative APN	`11-58-3050-0007-00-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 W ROE ST
City	BUCHANAN
State	MI
Zip	49107-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 7 HIGH SCHOOL ADD TO CITY OF BUCHANAN
Legal Subdivision	HIGH SCHOOL ADD
Legal Lot Number	7
Legal Unit	7
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	4
Census Block	4017
Census Tract	20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

407 W Roe St is owned and occupied by an individual who bought it in November 2024.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	407 W ROE ST, BUCHANAN, MI 49107-1022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit INOVA FCU
Apr 20, 2022	Quit Claim Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 5, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	Apr 20, 2022 · Amount on File
Deed Document Number	2024418601
Deed Book / Page	3439 / 30
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Aug 5, 2026
Property Address	407 W ROE ST, BUCHANAN, MI 49107-1022
Document Number	0000467512
Book / Page	3484 / 1814
Instrument Date	Jul 24, 2026
Instrument	2026467512
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W ROE ST, BUCHANAN, MI 49107-1022

Mortgage

Document Number	0000467512,
Date	Aug 5, 2026
Book Page	3484/1814
Instrument	2026467512

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2046

Interest

Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	407 W ROE ST, BUCHANAN, MI 49107-1022
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03176/0393
Date	Jun 28, 2017
Book Page	3176/0393

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 20, 2022
Property Address	407 W ROE ST, BUCHANAN, MI 49107-1022
Document Number	03371/1888
Book / Page	3371 / 1888
Map Reference	MB 05 PG 02
Instrument Date	Nov 30, 2021
Instrument	2022350876
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	@TITLE LLC, TITLE LLC

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9766 ROSEHILL RD # RDL13, RDL13, BERRIEN SPRINGS, MI 49103-1261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W ROE ST, BUCHANAN, MI 49107-1022

Mortgage

Document Number	0033711891
Date	Apr 20, 2022
Instrument	3371-1891

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 5, 2019
Property Address	407 W ROE ST, BUCHANAN, MI 49107-1022
Document Number	03230/2637
Book / Page	3230 / 2637
Map Reference	MB 5 PG 2
Instrument Date	Feb 26, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 W ROE ST, BUCHANAN, MI 49107-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4894 LAKE CHAPIN RD, BERRIEN SPRINGS, MI 49103-9650

Mortgage

Document Number	0032302639
Date	Mar 5, 2019
Instrument	3230/2639

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 407 W Roe St was $3,020 with a homeowner's exemption, up 21% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,000 (+10.68%)	$172,000 (+10.68%)
2025	$3,020.00 (+21.04%) Homeowner's exemption	$77,700	$155,400
2024	$2,495.00
2023		$65,600	$131,200
2022	$2,361.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 W Roe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 W Roe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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