Carroll County property record for 407 W Plain St, Minerva, OH 44657
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,260 sqft · built 1884 |
| Lot Size | 0.139 acres (6,060 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,742 (2025) |
| Deeds & Mortgages | May 2005 Mortgage May 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-0000078.000 |
| Primary APN | 08-0000078.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| Gross Area | 1,152 sqft |
| 1st Floor Area | 1,236 sqft |
| Upper Floors Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 6,060 sqft (0.139 acres) |
| Lot Dimensions | 10.1 ft deep x 6 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 407 W PLAIN ST |
|---|---|
| City | MINERVA |
| State | OH |
| Zip | 44657-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 ELI MISSMOORES |
| Legal Subdivision | ELI MESSOMORES ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL OH |
| Township / Civil Division | BROWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 720200 |
Source: Carroll County records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 W PLAIN ST, MINERVA, OH 44657-1847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2005 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ACCREDITED HOME LENDERS INC |
| May 4, 2005 | Warranty Deed, Transfer · Conventional Mortgage ACCREDITED HOME LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL OH |
| Property Address | 407 W PLAIN ST, MINERVA, OH 44657-1847 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | BEACON TITLE |
| Name | Verified Name |
|---|
| Document Number | 00017/2191 |
|---|---|
| Date | May 4, 2005 |
| Book Page | 17/2191 |
| Instrument | 200500002150 |
| Name | ACCREDITED HOME LENDERS INC |
|---|---|
| Type | Subprime Lender |
| Address | SAN DIEGO, CA 92128 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 3, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL OH |
| Recording Date | May 4, 2005 |
| Property Address | 407 W PLAIN ST, MINERVA, OH 44657-1847 |
| Document Number | 00017/2170 |
| Book / Page | 17 / 2170 |
| Map Reference | MB1 PG125 |
| Instrument Date | May 3, 2005 |
| Instrument | 200500002148 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 W PLAIN ST, MINERVA, OH 44657-1847 |
| Investor | Possibly a Property Investor |
| Document Number | 00017/2172 |
|---|---|
| Date | May 4, 2005 |
| Book Page | 17/2172 |
| Instrument | 200500002149 |
| Name | ACCREDITED HOME LENDERS INC |
|---|---|
| Type | Subprime Lender |
| Address | SAN DIEGO, CA 92128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | May 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 8.75% |
| Index | 6-Month LIBOR |
| Max Rate | 14.2% |
Source: Carroll County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Carroll County |
| County Subdivision | Brown Township |
| Municipality | Minerva Village |
| Unified School District | Minerva Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,742.00 (+26.32%) | $45,720 (+35.27%) Land $4,000 Building $41,720 | $130,610 (+35.22%) Land $11,420 Building $119,190 |
| 2024 | $1,379.00 (-3.97%) Homeowner's exemption | $33,800 (-) Land $3,070 Building $30,730 | |
| 2023 | $1,436.00 Homeowner's exemption | $33,800 Land $3,070 Building $30,730 | |
| 2022 | $96,590 Land $8,780 Building $87,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINERVA VILLAGE PWS serves 3,684 people · EPA ID OH7603812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Smart Way Communications Fixed Wireless | 250 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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