407 W Pine St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 407 W Pine St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,137 sqft · built 1915
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Aug 2025)
Tax Bill	$2,089 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-471-006`

Property Details

APN / Parcel Number

Primary APN	`17-10-471-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,137 sqft Total Area
Basement Area	100 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	115 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 W PINE ST
City	BIG RAPIDS
State	MI
Zip	49307-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000407 W PINE STREET: P. M. BROWN'S 3D SUBDIVISION -- BLK 7, THE W 1/2 OF LOTS 1 & 2
Legal Subdivision	P. M. BROWN'S 3D SUBDIVISION
Legal Block	7
Legal Lot Number	1-2
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4011
Census Tract	960600

Owner

Source: Mecosta County records, as of August 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	175 HERON DR NW, GRAND RAPIDS, MI 49534-1669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ISABELLA BANK
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	20255629
Deed Book / Page	936 / 1098
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	851/2386
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 12, 2022
Property Address	407 W PINE ST, BIG RAPIDS, MI 49307-1361
Document Number	00918/4672
Book / Page	918 / 4672
Map Reference	LB 1 PG 40
Instrument Date	May 5, 2022
Instrument	202200004169
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	CERTIFIED TITLE, VERIFIED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 W PINE ST, 407, BIG RAPIDS, MI 49307-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W PINE ST, BIG RAPIDS, MI 49307-1361

Mortgage

Document Number	202200004170
Date	May 12, 2022
Instrument	202200004170

Lender

Name	ISABELLA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 8, 2019
Property Address	407 W PINE ST, BIG RAPIDS, MI 49307-1361
Document Number	898/5625
Book / Page	898 / 5625
Map Reference	LB 1 PG 40
Instrument Date	Jul 22, 2019
Instrument	201900005617
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	VERIFIED TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15332 HARRY ST, 15332, GRAND HAVEN, MI 49417-9129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 HAYES ST, BITELY, MI 49309-9708

Mortgage

Document Number	201900005618
Date	Aug 8, 2019
Instrument	201900005618

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,900 (+36.43%)	$143,800 (+36.43%)
2024	$2,089.00
2023		$52,700	$105,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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