Lonoke County property record for 407 W Locust St, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,420 sqft |
| Lot Size | 0.488 acres (21,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $98,000 (Jan 2009) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 720-05510-000 |
| Primary APN | 720-05510-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Flooring | Hardwood |
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,300 sqft (0.488 acres) |
| Lot Dimensions | 150 ft deep x 142 ft wide |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | None |
|---|
| Street Address | 407 W LOCUST ST |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:10-12 BLK:55 CITY/MUNI/TWP:CABOT SUBD:OT CABOT CITY SEC/TWN/RNG/MER:SEC 18 TWN 04N RNG 09W |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 18 |
| Legal Subdivision | OT CABOT CITY |
| Legal Block | 55 |
| Legal Lot Number | 10-12 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 20202 |
407 W Locust St is owned by a company that bought it in January 2009.
Source: Lonoke County records, as of October 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 204 N 3RD ST, CABOT, AR 72023-2553 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2009 · Amount on File |
| Deed Sale | Jan 2, 2009 · Amount on File |
| Deed Document Number | 2009-000127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 407 W LOCUST ST, CABOT, AR 72023-2519 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007211 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 2022/7211 |
| Instrument | 2022-07211 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | CABOT, AR 72023 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 14, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
FEMA maps place 407 W Locust St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1987–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 W Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: AT&T, Brightspeed, T-Mobile, Verizon.
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