407 W Elm St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 407 W Elm St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-H22-003-004-00`

Property Details

APN / Parcel Number

Primary APN	`054-H22-003-004-00`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	407 W ELM ST
City	CHEBOYGAN
State	MI
Zip	49721-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF MW HORNE'S THIRD ADDITION TO THE VILLAGE OF CHEBOYGAN, LOT 5, BLK 3. (SEC 31, T38N,R1W) 700/926;990/510;1517/615
Legal Range	01W
Legal Township	005
Legal Section	31
Legal Subdivision	M W HORNES 3RD ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2052
Census Tract	960200

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	143 JAMES ZIMMERMAN RD, HAMPSHIRE, TN 38461-5127
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Quit Claim Deed, Transfer Quitclaim
May 13, 2019	Personal Representative Deed, Transfer
Apr 1, 2019	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2005
Deed Sale	Jan 3, 2005
Deed Book / Page	990 / 510
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 9, 2023
Property Address	407 W ELM ST, CHEBOYGAN, MI 49721-1622
Document Number	001517/615
Book / Page	1517 / 615
Instrument Date	Oct 3, 2023
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1301 LEAR LN, TUSTIN, CA 92780-4546

May 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	May 13, 2019
Property Address	407 W ELM ST, CHEBOYGAN, MI 49721-1622
Document Number	1384/575
Book / Page	1384 / 575
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104NE 35TH ST, OAK ISLAND, NC 28465-5725

April 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 1, 2019
Property Address	407 W ELM ST, CHEBOYGAN, MI 49721-1622
Document Number	1381/436
Book / Page	1381 / 436
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104NE 35TH ST, OAK ISLAND, NC 28465-5725

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,200 (+18.96%)	$174,400 (+18.96%)
2025	$2,015.00 (+1.61%)	$73,300 (+35.24%)	$146,600 (+35.24%)
2024	$1,983.00 (+73.64%)
2023		$54,200	$108,400
2022	$1,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on W Elm St

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