407 W Cedar St, Bancroft, NE 68004 Property Records

Cuming County property record for 407 W Cedar St, Bancroft, NE 68004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1940
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Jan 2021)
Tax Bill	$604 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2018 Line of Credit + 2 more
APN	`0029170.00`

Property Details

APN / Parcel Number

Primary APN	`0029170.00`
Alternative APN	`1515-00-0-10045-004-0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Deck Area	138 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 W CEDAR ST
City	BANCROFT
State	NE
Zip	68004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	PARK ADD, LTS 5 & 6, BLK 4, BANC V
Legal Subdivision	PARK ADD
Legal Block	4
Legal Lot Number	5,6
Jurisdiction	CUMING NE
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1177
Census Tract	972900

Owner

407 W Cedar St is owned by an individual who bought it in January 2021.

Source: Cuming County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2481 P RD, BANCROFT, NE 68004-4024
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit CHARTER WEST BANK
Jan 19, 2021	Warranty Deed, Transfer
Mar 18, 2019	Warranty Deed, Transfer · Line of Credit MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	202168
Prior Transfer Date	Feb 19, 2019
Prior Transfer Doc	0201900344
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	407 W CEDAR ST, BANCROFT, NE 68004
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 P RD, BANCROFT, NE 68004-4024

Mortgage

Document Number	0202201383
Date	Sep 30, 2022
Instrument	202201383

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BEEMER, NE 68716

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 29, 2025

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	407 W CEDAR ST, BANCROFT, NE 68004
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201800366
Date	Mar 12, 2018
Instrument	201800366

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Jan 19, 2021
Property Address	407 W CEDAR ST, BANCROFT, NE 68004
Document Number	0202100068
Instrument Date	Jan 15, 2021
Instrument	202100068
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 L RD, LYONS, NE 68038-4622

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Mar 18, 2019
Property Address	407 W CEDAR ST, BANCROFT, NE 68004
Document Number	0201900344
Instrument Date	Feb 19, 2019
Instrument	201900344
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.25
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 FELIX RD, 875, MURPHY, NC 28906-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 165, BANCROFT, NE 68004-0165

Mortgage

Document Number	0201900347
Date	Mar 18, 2019
Instrument	201900347

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 407 W Cedar St was $604.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bancroft Village
County	Cuming County
County Subdivision	Bancroft Township
Unified School District	Bancroft-Rosalie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,030 (-1.53%) Land $12,600 Building $52,430	$65,030 (-1.53%) Land $12,600 Building $52,430
2025	$604.00	$66,040 Land $12,600 Building $53,440	$66,040 Land $12,600 Building $53,440
2023	$410.00	$31,595 Land $11,200 Building $20,395	$31,595 Land $11,200 Building $20,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 407 W Cedar St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 W Cedar St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Nebraska
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 496 people · EPA ID NE3103901
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2023 E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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