McHenry County property record for 407 W Burbank St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,264 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-251-004 |
| Primary APN | 01-35-251-004 |
|---|
| Lot Area | 8,751 sqft (0.201 acres) |
|---|
| Street Address | 407 W BURBANK ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0020638 LT 5 BLK 4 BRAINARD ADDN |
| Legal Subdivision | BRAINARD ADDN |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 870301 |
407 W Burbank St is owned and occupied by two individuals who acquired it in March 2016.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 W BURBANK ST, HARVARD, IL 60033-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 3, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THE HARVARD STATE BANK |
| Dec 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2014 |
| Deed Sale | Jul 17, 2014 |
| Prior Sale | Mar 31, 2014 |
| Deed Document Number | 201423419 |
| Last Transfer Date | Mar 21, 2016 |
| Transfer Doc | 0000012579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 9, 2022 |
| Property Address | 407 W BURBANK ST, HARVARD, IL 60033-2119 |
| Document Number | 0000020638 |
| Map Reference | DOC 5975 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022R0020638 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11409 LAWRENCE RD, 11409, HARVARD, IL 60033-8837 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 407 W BURBANK ST, HARVARD, IL 60033-2119 |
| Document Number | 0000020639 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022R0020639 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate | 4.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 407 W BURBANK ST, HARVARD, IL 60033-2119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012156 |
|---|---|
| Date | May 3, 2019 |
| Instrument | 2019R0012156 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Address | HARVARD, IL 60033 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Mar 22, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Min Rate At Change | 5.48% |
| Max Rate | 10.4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 27, 2017 |
| Property Address | 407 W BURBANK ST, HARVARD, IL 60033-2119 |
| Document Number | 0000047540 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 47540 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11409 LAWRENCE RD HARVARD IL 600338837, HARVARD, IL 60033-8837 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,264.00 | $58,069 Land $12,909 Building $45,160 | $174,207 Land $38,727 Building $135,480 |
| 2022 | Disabled Person's exemption Veteran's exemption | $39,368 Land $11,670 Building $27,698 | $118,104 Land $35,010 Building $83,094 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 W Burbank St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 407 W Burbank St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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