Clinton County property record for 407 W Baldwin St, Saint Johns, MI 48879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,201 sqft |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Sep 2026) |
| Tax Bill | $1,410 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 300-160-010-010-00 |
| Primary APN | 300-160-010-010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,201 sqft Living Area |
| 1st Floor Area | 772 sqft |
| Basement Area | 772 sqft |
| Unfinished Basement | 772 sqft |
| Architectural Style | Multi-Family |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 88.6 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 W BALDWIN ST |
|---|---|
| City | SAINT JOHNS |
| State | MI |
| Zip | 48879-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | EMMONSVILLE. BLK 10, E 57 FT OF LOT 10 & E 57 FT OF N 1/2 OF LOT 9 & W 3 FT OF LOT 1. CITY OF ST JOHNS T7N R2W |
| Legal Range | 02 |
| Legal Township | 07 |
| Legal Section | 09 |
| Legal Subdivision | EMMONSVILLE ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 1,9-10 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 10801 |
407 W Baldwin St is owned and occupied by two individuals who bought it in September 2026.
Source: Clinton County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1002 W BROOMFIELD ST, 8B, MOUNT PLEASANT, MI 48858-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Apr 5, 2018 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on File |
| Deed Sale | Sep 25, 2026 · Amount on File |
| Prior Sale | Apr 5, 2018 · Amount on File |
| Deed Document Number | 20265369016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Sep 25, 2026 |
| Property Address | 407 W BALDWIN ST, SAINT JOHNS, MI 48879-1701 |
| Document Number | 0005369016 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20265369016 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197,172.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005369017, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 20265369017 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Sep 14, 2026 |
| Property Address | 407 W BALDWIN ST, SAINT JOHNS, MI 48879-1701 |
| Document Number | 0005368592 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20265368592 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 W BALDWIN ST, SAINT JOHNS, MI 48879-1701 |
| Document Number | 0005368592, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 20265368592 |
| Name | MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 4, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 407 W BALDWIN ST, SAINT JOHNS, MI 48879-1701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5302276 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 5302276 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Apr 5, 2018 |
| Property Address | 407 W BALDWIN ST, SAINT JOHNS, MI 48879-1701 |
| Document Number | 5265551 |
| Map Reference | LB R PG567 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 5265551 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2114 S DEWITT RD, 2114, SAINT JOHNS, MI 48879-9553 |
| Name | Verified Name |
|---|---|
| Address | 216 1/2 S BRIDGE ST, GRAND LEDGE, MI 48837-1527 |
| Document Number | 5265552 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 5265552 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 407 W Baldwin St was $1,410 with a homeowner's exemption, down 38.3% from the year before.
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| Municipality | St. Johns City |
| Unified School District | St. Johns Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,300 (+10.05%) Land $11,500 Building $60,800 | $144,600 (+10.05%) Land $23,000 Building $121,600 | |
| 2025 | $1,410.00 (-38.35%) Homeowner's exemption | $65,700 Land $10,400 Building $55,300 | $131,400 Land $20,800 Building $110,600 |
| 2024 | $2,287.00 (+10.91%) | ||
| 2023 | $2,062.00 Homeowner's exemption | $57,800 | $115,600 |
| 2022 | $2,062.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 W Baldwin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 407 W Baldwin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. JOHNS serves 7,896 people · EPA ID MI0006300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ACD.net, CMS Internet, DayStarr, Verizon, Westphalia Broadband.
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