407 W 8th St, Merced, CA 95341 Property Records

Merced County property record for 407 W 8th St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,025 sqft · built 2005
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Apr 2021)
Tax Bill	$3,270 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`032-081-015-000`

Property Details

APN / Parcel Number

Primary APN	`032-081-015-000`
Alternative APN	`032-081-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	2,025 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	European
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	3 Parking Spaces
Patio Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032-081-015
Street Address	407 W 8TH ST
City	MERCED
State	CA
Zip	95341-6020
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	MERCED SW 1/2 LOTS 15 & 16 BLK 339
Legal Subdivision	PART ADJOINING ACREAGE PROP RE
Legal Block	339
Legal Lot Number	15,16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2003
Census Tract	1601

Owner

407 W 8th St, a residential property, is owned by an individual who bought it in April 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1871 CHEYENNE DR, MERCED, CA 95348-1108
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 27, 2021	Grant Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Mar 6, 2003 · Amount on File
Deed Document Number	202118960
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	0000018961
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2021
Property Address	407 W 8TH ST, MERCED, CA 95341-6020
Document Number	0000018961
Map Reference	VOL 10 PG 23-30
Instrument Date	Apr 23, 2021
Instrument	2021018961
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W 8TH ST, MERCED, CA 95341-6020

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2021
Property Address	407 W 8TH ST, MERCED, CA 95341-6020
Document Number	0000018960
Map Reference	VOL 10 PG 23-30
Instrument Date	Mar 18, 2021
Instrument	2021018960
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 CHEYENNE DR, MERCED, CA 95348-1108

Mortgage

Document Number	0000018962
Date	Apr 27, 2021
Instrument	2021018962

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 407 W 8th St was $3,270.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$298,098 (+1.79%) Land $66,243 Building $231,855
2025	$3,270.00	$292,854 Land $64,945 Building $227,909
2023	$2,468.00 (-18.01%)	$227,223 Land $62,424 Building $164,799
2022	$3,010.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 W 8th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2012)
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 W 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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