407 W 7th St, Georgetown, IL 61846 Property Records

Vermilion County property record for 407 W 7th St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	0.123 acres (5,365 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2022)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-31-208-024`

Property Details

APN / Parcel Number

Primary APN	`28-31-208-024`
Alternative APN	`GEOL1166`

Exterior

Lot Area	5,365 sqft (0.123 acres)
Lot Dimensions	88 ft deep x 60 ft wide

Location & Zoning

Street Address	407 W 7TH ST
City	GEORGETOWN
State	IL
Zip	61846-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACOB YAPPS ADD TO GEORGETOWN L199
Legal Range	11W
Legal Township	18N
Legal Section	31
Legal Subdivision	JACOB YAPPS
Legal Lot Number	199
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2017
Census Tract	11000

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	407 W 7TH ST, GEORGETOWN, IL 61846-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FEDERAL SAVS & LOAN
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage LONGVIEW BANK & TRUST
Apr 30, 2018	Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	20222803
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	407 W 7TH ST, GEORGETOWN, IL 61846-1410
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002508121
Date	Oct 27, 2025
Instrument	25-08121

Lender

Name	IROQUOIS FEDERAL SAVS & LOAN
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Apr 29, 2022
Property Address	407 W 7TH ST, GEORGETOWN, IL 61846-1410
Document Number	0002202803
Instrument Date	Apr 28, 2022
Instrument	22-02803
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W 7TH ST, GEORGETOWN, IL 61846-1410

Mortgage

Document Number	0002202804
Date	Apr 29, 2022
Instrument	22-02804

Lender

Name	LONGVIEW BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	VERMILION IL
Recording Date	Apr 30, 2018
Property Address	407 W 7TH ST, GEORGETOWN, IL 61846-1410
Document Number	1802520
Instrument Date	Apr 30, 2017
Instrument	18-02520
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 W 7TH ST, GEORGETOWN, IL 61846-1410

Mortgage

Document Number	1802521
Date	Apr 30, 2018
Instrument	18-02521

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00 (+64.94%) Homeowner's exemption Senior Citizen's exemption	$23,756 (+7.24%) Land $2,273 Building $21,483	$71,268 (+7.24%) Land $6,819 Building $64,449
2024		$22,153 (+14.3%) Land $2,120 Building $20,033	$66,459 (+14.3%) Land $6,360 Building $60,099
2022	$676.00 Homeowner's exemption	$19,381 Land $1,855 Building $17,526	$58,143 Land $5,565 Building $52,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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