Monroe County property record for 407 W 4th St, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,577 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $69,900 (Feb 2015) |
| Tax Bill | $1,631 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-29-00060-033 |
| Primary APN | 55-29-00060-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| Basement Area | 621 sqft |
| Unfinished Basement | 621 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Area | 256 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 407 W 4TH ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LAWRENCE PLAT LOT 30 |
| Legal Subdivision | LAWRENCE |
| Legal Lot Number | 30 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 832100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 W 4TH ST, MONROE, MI 48161-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2015 · Amount on Record |
| Deed Sale | Feb 24, 2015 · Amount on Record |
| Prior Sale | Dec 10, 2012 · Amount on Record |
| Deed Document Number | 20153412 |
| Prior Transfer Date | Feb 1, 2012 |
| Prior Transfer Doc | 201211543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 407 W 4TH ST, MONROE, MI 48161-2405 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 407 W 4TH ST, MONROE, MI 48161-2405 |
| Document Number | 0000018773 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022R18773 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 270 Months |
| Due | Mar 1, 2045 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,600 (+8.43%) Land $74,600 | $149,200 (+8.43%) Land $149,200 | |
| 2025 | $1,631.00 (+14.14%) Homeowner's exemption | $68,800 (+33.51%) Land $68,800 | $137,600 (+33.51%) Land $137,600 |
| 2023 | $1,429.00 Homeowner's exemption | $51,530 | $103,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Mercury Fiber, Spectrum.
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