Garden County property record for 407 W 3rd St, Oshkosh, NE 69154
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,170 sqft · built 1920 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $39,000 (Sep 2017) |
| Tax Bill | $245 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2493-00-0-10025-007-0025 |
| Primary APN | 2493-00-0-10025-007-0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,700 sqft (0.154 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 46 sqft |
| Deck Area | 136 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Street Address | 407 W 3RD ST |
|---|---|
| City | OSHKOSH |
| State | NE |
| Zip | 69154-5014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOT 9 BLK 7 DUFFINS 1ST ADD OSHKOSH |
| Legal Subdivision | DUFFINS 1ST ADD |
| Legal Block | 7 |
| Legal Lot Number | 9 |
| Jurisdiction | GARDEN NE |
| Township / Civil Division | OSHKOSH NO. 1 |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 952100 |
407 W 3rd St is owned and occupied by two individuals who bought it in September 2017.
Source: Garden County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 W 3RD ST, OSHKOSH, NE 69154-5014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on File |
| Deed Sale | Sep 1, 2017 · Amount on File |
| Prior Sale | Apr 6, 2015 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 407 W 3rd St was $245 with a homeowner's exemption.
Source: Garden County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Garden County |
| Municipality | Oshkosh City |
| Unified School District | Garden County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,853 (+16.33%) Land $9,246 Building $57,607 | $66,853 (+16.33%) Land $9,246 Building $57,607 | |
| 2025 | $245.00 Homeowner's exemption | $57,466 Land $9,246 Building $48,220 | $57,466 Land $9,246 Building $48,220 |
| 2023 | $84.00 Homeowner's exemption | $52,245 Land $1,245 Building $51,000 | $52,245 Land $1,245 Building $51,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 W 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 4, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 W 3rd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OSHKOSH serves 809 people · EPA ID NE3106901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2019 Arsenic resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vistabeam Fiber · Fixed Wireless | 2,000 / 2,000 |
| Windbreak Cable Cable | 1,024 / 30 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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