Seminole County property record for 407 W 18th St, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,254 sqft · built 1930 |
| Lot Size | 0.149 acres (6,519 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,900 (Oct 2017) |
| Tax Bill | $3,237 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-19-30-506-0000-0620 |
| Primary APN | 36-19-30-506-0000-0620 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,519 sqft (0.149 acres) |
| Lot Dimensions | 123 ft deep x 53 ft wide |
| Porch | Finished/Screened Porch |
| Porch Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 407 W 18TH ST |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 8.32 FT OF LOT 62 & W 45.1 FT OF LOT 63 SANFORD HEIGHTS PB 2 PG 62 |
| Legal Range | 30 |
| Legal Township | 19 |
| Legal Section | 36 |
| Legal Subdivision | SANFORD HEIGHTS |
| Legal Tract | 506 |
| Legal Lot Number | 62-63 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20301 |
407 W 18th St is owned and occupied by an individual who bought it in October 2017.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 W 18TH ST, SANFORD, FL 32771-3814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 3, 2020 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 6, 2017 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Prior Sale | Jul 19, 2012 · Amount on File |
| Deed Document Number | 2017100645 |
| Deed Book / Page | 009001 / 001146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 407 W 18TH ST, SANFORD, FL 32771-3814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 407 W 18TH ST, SANFORD, FL 32771-3814 |
| Document Number | 0098731755 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 9873/1755 |
| Instrument | 2021034467 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 407 W 18TH ST, SANFORD, FL 32771-3814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 407 W 18TH ST, SANFORD, FL 32771-3814 |
| Document Number | 0097520559 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 9752/559 |
| Instrument | 2020125949 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 2, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 407 W 18TH ST, SANFORD, FL 32771-3814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 407 W 18TH ST, SANFORD, FL 32771-3814 |
| Document Number | 0102391474 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 10239/1474 |
| Instrument | 2022058259 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 6, 2017 |
| Property Address | 407 W 18TH ST, SANFORD, FL 32771-3814 |
| Document Number | 0090011146 |
| Book / Page | 009001 / 001146 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 100645 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | FIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 W 18TH ST SANFORD FL 327713814, SANFORD, FL 32771-3814 |
| Document Number | 90011147 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 009001/001147 |
| Instrument | 100646 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2047 |
The 2025 property tax bill for 407 W 18th St was $3,237 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,237.00 Homeowner's exemption | $222,244 | $222,244 Land $58,512 Building $163,732 |
| 2023 | $1,003.00 (+4.59%) Homeowner's exemption | $98,951 (+3%) | $210,345 (+1.98%) Land $48,760 Building $161,585 |
| 2022 | $959.00 Homeowner's exemption | $96,069 | $206,261 Land $46,322 Building $159,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 W 18th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 W 18th St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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