407 W 14th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 407 W 14th St, Dell Rapids, SD 57022

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 1,921 sqft · built 2011
Lot Size0.298 acres (12,985 sqft)
Owner2 Trust Names on Record
Last Sale$540,000 (Oct 2023)
Tax Bill$7,104 (2025)
Deeds & MortgagesOct 2023 Sale & Second Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-04-09-113-001-000

Property Details

APN / Parcel Number

Primary APN01-04-09-113-001-000
Alternative APN
  • 81195

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area1,921 sqft Finished Area
1st Floor Area1,921 sqft
Basement Area1,905 sqft
Finished Basement1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,985 sqft (0.298 acres)
Lot Dimensions130 ft deep x 99 ft wide
Garage TypeAttached
Garage Area943 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area292 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number81195
Street Address407 W 14TH ST
CityDELL RAPIDS
StateSD
Zip57022-1639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 3 TIMBER RIDGE ADDITION TO THE CITY OF DELL RAPIDS
Legal SubdivisionTIMBER RIDGE ADDITION
Legal Block3
Legal Lot Number7
JurisdictionMINNEHAHA SD
Township / Civil DivisionDELL RAPIDS
Census Block Group3
Census Block3019
Census Tract10102

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address407 W 14TH ST, DELL RAPIDS, SD 57022-1639
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Warranty Deed, Transfer · Stand-Alone Second Mortgage
DAKOTALAND FCU
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST NATIONAL BANK IN SIOUX FALLS
Apr 22, 2020Warranty Deed, Transfer · Line of Credit
THE FIRST NATIONAL BANK IN SIOUX FA
Aug 28, 2019Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF HEBBRONVILLE
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST NATIONAL BANK IN SIOUX FALLS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Prior SaleApr 22, 2020 · Amount on Record
Deed Book / Page622-D / 476
Prior Transfer DateDec 2, 2009
Prior Transfer Doc000530/233
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateOct 11, 2023
Property Address407 W 14TH ST, DELL RAPIDS, SD 57022-1639
Document NumberDEED622/476
Book / PageDEED 622 / 476
Instrument DateOct 6, 2023
Transaction TypeTransfer
Record UpdatedDec 8, 2023
Title CompanyBROOKINGS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1002 IRON CIR, DELL RAPIDS, SD 57022

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address407 W 14TH ST, DELL RAPIDS, SD 57022-1639

Mortgage

Document NumberMTG1976112
DateOct 11, 2023
InstrumentMTG 1976/112
Lender
NameDAKOTALAND FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueOct 6, 2028

Mortgage

Document NumberMTG1976/113
DateOct 11, 2023
Book PageMTG 1976/113
Lender
NameDAKOTALAND FCU
TypeCredit Union
AddressHURON, SD 57350
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueOct 6, 2028

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address407 W 14TH ST, DELL RAPIDS, SD 57022-1639
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1901MTG/988
DateOct 16, 2020
Book Page1901 MTG/988
Lender
NameTHE FIRST NATIONAL BANK IN SIOUX FALLS
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateApr 22, 2020
Property Address407 W 14TH ST, DELL RAPIDS, SD 57022-1639
Document Number595DEED/553
Book / Page595 DEED / 553
Instrument DateApr 14, 2020
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$167.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E 7TH ST, DELL RAPIDS, SD 57022-1646

Mortgage

Document Number01881MTG82
DateApr 22, 2020
Instrument1881 MTG/82
Lender
NameTHE FIRST NATIONAL BANK IN SIOUX FA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address407 W 14TH ST, DELL RAPIDS, SD 57022-1639
Transaction TypeMortgage
Record UpdatedOct 7, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1865MTG/0837
DateAug 28, 2019
Book Page1865 MTG/0837
Lender
NameTHE FIRST NATIONAL BANK OF HEBBRONVILLE
TypeBank
AddressSIOUX FALLS, SD 57117
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address407 W 14TH ST, DELL RAPIDS, SD 57022-1639
Transaction TypeMortgage
Record UpdatedOct 7, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1865MTG/0739
DateAug 27, 2019
Book Page1865 MTG/0739
Lender
NameTHE FIRST NATIONAL BANK IN SIOUX FALLS
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2034

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalityDell Rapids City
Unified School DistrictDell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$556,511 (+6.61%) Land $41,835 Building $514,676$556,511 Land $41,835 Building $514,676
2025$7,104.00$522,000 (-18.5%) Land $42,300 Building $479,700
2024$7,104.00 (+1.83%)$640,500 (+38.49%) Land $31,100 Building $609,400
2022$6,976.00$462,500 Land $31,100 Building $431,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimSep 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELL RAPIDS
serves 3,633 people · EPA ID SD4600105
Water SourcePurchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State InspectionAug 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Golden West Telecommunications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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