Minnehaha County property record for 407 W 10th St, Dell Rapids, SD 57022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,234 sqft · built 2004 |
| Lot Size | 0.244 acres (10,642 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $150,000 (Oct 2021) |
| Tax Bill | $4,050 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-04-09-108-013-000 |
| Primary APN | 01-04-09-108-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Finished Area |
| 1st Floor Area | 1,234 sqft |
| Basement Area | 1,234 sqft |
| Finished Basement | 617 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,642 sqft (0.244 acres) |
| Lot Dimensions | 133 ft deep x 79.8 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 120 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 77362 |
|---|---|
| Street Address | 407 W 10TH ST |
| City | DELL RAPIDS |
| State | SD |
| Zip | 57022-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLOCK 2 BLUE RIDGE ADDN TO CITY OF DELL RAPIDS |
| Legal Subdivision | BLUE RIDGE ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | DELL RAPIDS |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10102 |
407 W 10th St is owner-occupied and held in a trust since October 2021.
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 407 W 10TH ST, DELL RAPIDS, SD 57022-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Oct 9, 2018 | Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK |
| Nov 2, 2020 | Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK |
| Nov 8, 2013 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HOME FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on File |
| Deed Sale | Oct 22, 2021 · Amount on File |
| Deed Book / Page | 609-D / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 407 W 10TH ST, DELL RAPIDS, SD 57022-1574 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1848MTG/641 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 1848 MTG/641 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | DELL RAPIDS, SD 57022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 10, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 407 W 10TH ST, DELL RAPIDS, SD 57022-1574 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 407 W 10TH ST, DELL RAPIDS, SD 57022-1574 |
| Document Number | 1903MTG/798 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 1903 MTG/798 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | DELL RAPIDS, SD 57022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 10, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 407 W 10TH ST, DELL RAPIDS, SD 57022-1574 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 407 W 10TH ST, DELL RAPIDS, SD 57022-1574 |
| Document Number | 001747/697 |
|---|---|
| Date | Nov 8, 2013 |
| Book Page | 1747/697 |
| Instrument | 332906 |
| Name | HOME FEDERAL BANK |
|---|---|
| Type | Seller |
| Address | 225 S MAIN AVE, SIOUX FALLS, SD 57104 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Oct 25, 2018 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Dell Rapids City |
| Unified School District | Dell Rapids School District 49-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,381 (+6.31%) Land $34,318 Building $282,063 | $316,381 Land $34,318 Building $282,063 | |
| 2025 | $4,050.00 | $297,600 (-6.24%) Land $34,700 Building $262,900 | |
| 2024 | $4,050.00 (+11.51%) | $317,400 (+31.81%) Land $28,100 Building $289,300 | |
| 2022 | $3,632.00 | $240,800 Land $28,100 Building $212,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 W 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 W 10th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELL RAPIDS serves 3,633 people · EPA ID SD4600105 |
|---|---|
| Water Source | Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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