Ouachita Parish property record for 407 Vernon St, Monroe, LA 71202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1947 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,000 (Nov 2025) |
| Tax Bill | $202 (2025) |
| Deeds & Mortgages | Nov 2025 Sale May 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 42760 |
| Primary APN | 42760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,014 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 87,120 sqft (2 acres) |
| Street Address | 407 VERNON ST |
|---|---|
| City | MONROE |
| State | LA |
| Zip | 71202-6300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 & 8 SQ 12 BIEDENHARNS ADDN |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 13 |
| Legal Subdivision | BIEDENHARN'S ADDITION |
| Legal Lot Number | 7-8 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | F |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1500 |
407 Vernon St is owned and occupied by an individual who bought it in November 2025.
Source: Ouachita Parish records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 VERNON ST, MONROE, LA 71202-6300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Cash Sale Deed, Transfer |
| May 3, 2022 | Deed, Transfer · Stand-Alone First Mortgage CENTRIC FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on File |
| Deed Sale | Nov 26, 2025 · Amount on File |
| Prior Sale | May 3, 2022 · Amount on File |
| Deed Document Number | 20251928835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Nov 26, 2025 |
| Property Address | 407 VERNON ST, MONROE, LA 71202-6300 |
| Document Number | 0001928835 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 1928835 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 LEON PATRICK DR, MONROE, LA 71203-2458 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | May 3, 2022 |
| Property Address | 407 VERNON ST, MONROE, LA 71202-6300 |
| Document Number | 002697/221 |
| Book / Page | 2697 / 221 |
| Instrument Date | May 2, 2022 |
| Instrument | 1852228 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 796 RITTER RD, CALHOUN, LA 71225-4200 |
| Investor | Possibly a Property Investor |
| Document Number | 0001852234 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 1852234 |
| Name | CENTRIC FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 407 Vernon St was $202.
Source: Ouachita Parish assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Municipality | Monroe City |
| Unified School District | Monroe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202.00 | $1,770 (-) Land $589 Building $1,181 | $17,698 (-) Land $5,890 Building $11,808 |
| 2024 | $202.00 (+4.12%) | $1,770 (-) Land $589 Building $1,181 | $17,698 (-) Land $5,890 Building $11,808 |
| 2023 | $194.00 (+3.74%) | $1,770 (-) Land $589 Building $1,181 | $17,698 (-) Land $5,890 Building $11,808 |
| 2022 | $187.00 | $1,770 Land $589 Building $1,181 | $17,698 Land $5,890 Building $11,808 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 407 Vernon St in Zone X, an area of moderate flood risk, though there have been 41 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 41 (1979–2025) |
| Claims Outside the SFHA | 18 of 41 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Vernon St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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