Santa Cruz County property record for 407 Ventana Way, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,137 sqft · built 2007 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,075,000 (Apr 2005) |
| Tax Bill | $25,631 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Sep 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-162-44 |
| Primary APN | 053-162-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,137 sqft Living Area |
| Gross Area | 3,899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 14,549 sqft (0.334 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 762 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 VENTANA WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SEASCAPE UPLANDS |
| Legal Lot Number | 66 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 122202 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1306 W HERNDON AVE, 101, FRESNO, CA 93711-7183 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 2, 2024 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Sep 1, 2020 | Loan Modification, Mortgage · Line of Credit HOUSING CAP |
| Mar 18, 2019 | Loan Modification, Mortgage · Line of Credit HOUSING CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2005 · Amount on Record |
| Deed Sale | Apr 25, 2005 · Amount on Record |
| Deed Document Number | 200527158 |
| Last Transfer Date | Feb 5, 2009 |
| Transfer Doc | 0000008281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 2, 2024 |
| Property Address | 407 VENTANA WAY, APTOS, CA 95003-5539 |
| Document Number | 0000006097 |
| Map Reference | MB 93 PG 22 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 2024-0006097 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 W HERNDON AVE STE 101, 101, FRESNO, CA 93711-7183 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 407 VENTANA WAY, APTOS, CA 95003-5539 |
| Document Number | 0000043506 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 407 VENTANA WAY APTOS CA 950035539, APTOS, CA 95003-5539 |
| Document Number | 0000043506 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 43506 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 18, 2019 |
| Property Address | 407 VENTANA WAY, APTOS, CA 95003-5539 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 6786 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 407 VENTANA WAY APTOS CA 950035539, APTOS, CA 95003-5539 |
| Document Number | 0000006786 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 6786 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,167,312 (+2%) Land $1,116,494 Building $1,050,818 | ||
| 2025 | $25,631.00 (+7.47%) | $2,124,815 (+4.04%) Land $1,094,602 Building $1,030,213 | |
| 2024 | $23,850.00 (+1.76%) | ||
| 2023 | $23,437.00 (+1.95%) | $2,042,306 Land $1,052,097 Building $990,209 | $2,597,490 |
| 2022 | $22,989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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