Hampden County and Springfield City property record for 407 Union St, Springfield, MA 01105 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1899 |
| Square Footage | 2,562 sqft Living Area |
| Lot Size | 6,525 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,900 (2019) |
| Tax Bill | $4,483.00 (2025) |
| Primary APN | SPRI S:11750 P:0264 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 2,562 sqft Living Area |
| 1st Floor | 1,025 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,525 sqft (0.15 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 117500264 |
|---|---|
| Street Address | 407 UNION ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01105-1324 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Jurisdiction | SPRINGFIELD MA |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 801902 |
Source: Hampden County and Springfield City records · APN SPRI S:11750 P:0264
Assessment roll updated April 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 UNION ST, SPRINGFIELD, MA 01105-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC |
| Dec 20, 2019 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | Mar 02, 2005 · Amount on Record |
| Deed Doc Number | 201975825 |
| Deed Book / Page | 23012 / 396 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 09, 2026 |
| Property Address | 407 UNION ST, SPRINGFIELD, MA 01105-1324 |
| Document Number | 026284-116 |
| Book / Page | 26284 / 116 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202615221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 407 UNION ST, SPRINGFIELD, MA 01105-1324 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015221, |
|---|---|
| Date | Apr 09, 2026 |
| Book Page | 26284/116 |
| Instrument | 202615221 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 20, 2019 |
| Property Address | 407 UNION ST, SPRINGFIELD, MA 01105-1324 |
| Document Number | 23012-396 |
| Book / Page | 23012 / 396 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 75825 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 NORFOLK ST, SPRINGFIELD, MA 01109-2808 |
| Document Number | 75826 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 75826 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,483.00 (+26.89%) | $285,900 (+37.98%) Land $25,600 Building $260,300 |
| 2023 | $3,533.00 | $207,200 Land $22,700 Building $184,500 |
407 Union St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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