407 Townline Rd, Commack, NY 11725 Property Records

Suffolk County and Huntington Town property record for 407 Townline Rd, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$993,500 (Jan 2024)
Tax Bill	$20,306 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0400-187.00-01.00-063.006`

Property Details

APN / Parcel Number

Primary APN	`0400-187.00-01.00-063.006`
Alternative APNs	`472689 187.00-01.00-063.006` `268918700001000630060000` `472600447540`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	407 TOWNLINE RD
City	COMMACK
State	NY
Zip	11725-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	BLK LOT 4
Legal Subdivision	MAPLEVIEW PLAT
Legal Block	100
Legal Lot Number	63
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	1
Census Block	1000
Census Tract	111804

Owner

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 TOWNLINE RD, COMMACK, NY 11725-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage WALL STREET BANKER
Jan 30, 2024	Deed, Transfer
Jan 30, 2024	Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Jun 14, 2022	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Book / Page	13234 / 551
Prior Transfer Date	Jun 24, 1997
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Jun 15, 2026
Property Address	407 TOWNLINE RD, COMMACK, NY 11725-2035
Document Number	2373000203
Book / Page	23732 / 203
Instrument Date	Mar 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 TOWNLINE RD, COMMACK, NY 11725-2035
Investor	Possibly a Property Investor

Mortgage

Document Number	2373000203,
Date	Jun 15, 2026
Book Page	23732/203

Lender

Name	WALL STREET BANKER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 30, 2024
Property Address	407 TOWNLINE RD, COMMACK, NY 11725-2035
Document Number	0132340551
Book / Page	13234 / 551
Instrument Date	Jan 9, 2024
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 TOWNLINE RD, COMMACK, NY 11725-2035

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 30, 2024
Property Address	407 TOWNLINE RD, COMMACK, NY 11725-2035
Document Number	0132340551
Book / Page	13234 / 551
Instrument Date	Jan 9, 2024
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 TOWNLINE RD, COMMACK, NY 11725-2035
Investor	Possibly a Property Investor

Mortgage

Document Number	0002356474
Date	Jan 30, 2024
Instrument	23564/74

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	SUFFOLK NY
Recording Date	Jun 14, 2022
Property Address	407 TOWNLINE RD, COMMACK, NY 11725-2035
Document Number	0131600382
Book / Page	13160 / 382
Instrument Date	Nov 22, 2021
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MARKET ST, KNOXVILLE, TN 37902-2231

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,600 (-) Land $500 Building $4,100	$1,022,222 (+10,789.76%) Land $111,111 Building $911,111
2024	$20,306.00 (+5.15%)		$9,387 (+12.23%) Land $1,020 Building $8,367
2023		$4,600 (-) Land $500 Building $4,100	$8,364 (+16.38%) Land $909 Building $7,455
2022	$19,311.00	$4,600 Land $500 Building $4,100	$7,187 Land $781 Building $6,406

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENLAWN WATER DISTRICT serves 42,000 people · EPA ID NY5103271
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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