407 Torrey Dr, Ladson, SC 29456 Property Records

Berkeley County property record for 407 Torrey Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1979
Lot Size	0.322 acres (14,060 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2016)
Tax Bill	$984 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-15-05-032`

Property Details

APN / Parcel Number

Primary APN	`233-15-05-032`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Finished Area
Gross Area	1,952 sqft
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,060 sqft (0.322 acres)
Garage Area	352 sqft
Porch	Slab
Porch Area	60 sqft

Location & Zoning

Street Address	407 TORREY DR
City	LADSON
State	SC
Zip	29456-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 640TALL PINES407 TORREY DRIVE
Legal Subdivision	TALL PINES
Legal Block	F
Legal Lot Number	52
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	5
Census Block	5001
Census Tract	20716

Owner

407 Torrey Dr is owned and occupied by an individual who acquired it in October 2020.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	407 TORREY DR, LADSON, SC 29456-3121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2016 · Amount on File
Deed Sale	Apr 7, 2016 · Amount on File
Prior Sale	Feb 28, 2006 · Amount on File
Deed Document Number	201610395
Deed Book / Page	2147 / 853
Last Transfer Date	Oct 19, 2020
Transfer Doc	3551/0132
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKELEY SC
Recording Date	Oct 23, 2020
Property Address	407 TORREY DR, LADSON, SC 29456-3121
Document Number	03551/0132
Book / Page	3551 / 132
Map Reference	MB V PG 59
Instrument Date	Oct 19, 2020
Instrument	2020041664
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 TORREY DR, LADSON, SC 29456-3121

Mortgage

Document Number	2020041665
Date	Oct 23, 2020
Instrument	2020041665

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 407 Torrey Dr was $984 with a homeowner's exemption, up 4.5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,805 (+2,400.07%) Land $34,223 Building $150,582	$272,700 (-) Land $50,500 Building $222,200
2025	$984.00 (+4.46%) Homeowner's exemption	$7,392 (-) Land $1,369 Building $6,023	$272,700 (-) Land $50,500 Building $222,200
2024	$942.00 Homeowner's exemption	$7,392 Land $1,369 Building $6,023	$272,700 Land $50,500 Building $222,200
2022	$944.00 Homeowner's exemption	$6,428 Land $1,400 Building $5,028	$160,700 Land $35,000 Building $125,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 Torrey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Torrey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, WOW Internet, Cable & Phone.

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