407 Thornton, Merkel, TX 79536 Property Records

Taylor County property record for 407 Thornton, Merkel, TX 79536

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,152 sqft · built 1997
Lot Size0.387 acres (16,850 sqft)
Owner2 Individual Names on File
Tax Bill$1,312 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNS2200002500

Property Details

APN / Parcel Number

Primary APNS2200002500
Alternative APN
  • 18186

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,850 sqft (0.387 acres)
Lot Dimensions337 ft deep x 50 ft wide
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address407 THORNTON
CityMERKEL
StateTX
Zip79536-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORNTON OF MERKEL, BLOCK E, LOT N50FT OF LT 2
Legal SubdivisionTHORNTON OF MERKEL
Legal BlockE
Legal Lot Number2
JurisdictionTAYLOR TX
Township / Civil DivisionMERKEL
Census Block Group1
Census Block1063
Census Tract13601

Owner

407 Thornton is owned and occupied by two individuals.

Source: Taylor County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address407 THORNTON, MERKEL, TX 79536-3014
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jun 7, 2018Deed of Trust, Mortgage
FIRST AMERICAN TITLE
Jun 7, 2018Deed of Trust, Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address407 THORNTON, MERKEL, TX 79536-3014
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 THORNTON, MERKEL, TX 79536-3014
InvestorPossibly a Property Investor

Mortgage

Document Number0000018801
DateOct 6, 2025
Instrument2025-00018801
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2040

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address407 THORNTON, MERKEL, TX 79536-3014
Document Number0000010197
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 THORNTON MERKEL TX 795363014, MERKEL, TX 79536-3014

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAYLOR TX
Property Address407 THORNTON, MERKEL, TX 79536-3014
Document Number0000010196
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 THORNTON MERKEL TX 795363014, MERKEL, TX 79536-3014

Mortgage

Document Number0000010196
DateJun 18, 2018
Instrument10196
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
AmountAmount on Record
Term180 Months
DueJun 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 407 Thornton was $1,312 with a homeowner's exemption.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyTaylor County
MunicipalityMerkel Town
Unified School DistrictMerkel Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$124,348 (+3.69%) Land $3,033 Building $121,315$124,348 (+1.76%) Land $3,033 Building $121,315
2025$1,312.00 Homeowner's exemption$119,920 (+17.43%) Land $3,033 Building $119,166$122,199 (+15.61%) Land $3,033 Building $119,166
2024$102,124 (+1.24%) Land $3,033 Building $102,670$105,703 (+4.79%) Land $3,033 Building $102,670
2023$991.00 (-30.5%) Homeowner's exemption$100,869 Land $3,033 Building $97,836$100,869 Land $3,033 Building $97,836
2022$1,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Thornton in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Thornton is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERKEL
serves 3,573 people · EPA ID TX2210002
Water SourcePurchased surface water from CITY OF ABILENE
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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