407 Tara Ct, Vacaville, CA 95688 Property Records

Solano County property record for 407 Tara Ct, Vacaville, CA 95688

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1988
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2004)
Tax Bill	$7,757 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0133-271-290`

Property Details

APN / Parcel Number

Primary APN	`0133-271-290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	7,800 sqft (0.179 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 TARA CT
City	VACAVILLE
State	CA
Zip	95688-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW 3 SUB BK-BG 49-09 LOT 39
Legal Subdivision	RIDGEVIEW 3
Legal Lot Number	39
Legal Unit	3
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	1
Census Block	1015
Census Tract	253205

Owner

407 Tara Ct is owned and occupied by two individuals who acquired it in February 2006.

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 TARA CT, VACAVILLE, CA 95688-9224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2019	Deed of Trust, Mortgage DISCOVER BANK
Sep 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 10, 2017	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2004 · Amount on File
Deed Sale	Dec 17, 2004 · Amount on File
Prior Sale	May 7, 2004 · Amount on File
Deed Document Number	2004181168
Last Transfer Date	Feb 13, 2006
Transfer Doc	0000021905
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	407 TARA CT, VACAVILLE, CA 95688-9224
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 TARA CT, VACAVILLE, CA 95688-9224

Mortgage

Document Number	0000084891
Date	Sep 30, 2020
Instrument	202000084891

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Mar 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	407 TARA CT, VACAVILLE, CA 95688-9224
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004855
Date	Jan 28, 2019
Instrument	201900004855

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2039

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	407 TARA CT, VACAVILLE, CA 95688-9224
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 TARA CT, VACAVILLE, CA 95688-9224

Mortgage

Document Number	0000094804
Date	Sep 8, 2021
Instrument	202100094804

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	308 Months
Due	May 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOLANO CA
Recording Date	Jan 10, 2017
Property Address	407 TARA CT, VACAVILLE, CA 95688-9224
Document Number	0000002149
Instrument Date	Dec 30, 2016
Instrument	2149
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	407 TARA CT VACAVILLE CA 956889224, VACAVILLE, CA 95688-9224

Mortgage

Document Number	2150,
Date	Jan 10, 2017
Instrument	2150

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 407 Tara Ct was $7,757 with a veteran's exemption, down 0.5% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,159 (+2%) Land $127,954 Building $405,205
2025	$7,757.00 (-0.54%)	$522,706 Land $125,446 Building $397,260
2024	$7,799.00 (+0.32%)
2023	$7,774.00 (+0.18%)	$502,411 Land $120,576 Building $381,835	$491,220
2022	$7,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Tara Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Tara Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: DigitalPath.

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